About the report
The user experience is the single-largest differentiator between successful lenders and unsuccessful lenders. But it’s not just about providing a simpler, more personalized experience, it’s about knowing how to leverage user-permissioned data to offer more competitive rates and better loan outcomes.
In this guide, we share how leading lenders at YouLend, PadSplit, and Bluevine use Plaid to improve decisioning and underwriting, provide best-in-class conversion, and tailor solutions to their data and underwriting needs.
- How to offer the most competitive loans using detailed borrower bank account and income data
- How to reduce reliance on manual upload and review processes through direct-from-source data
- How to build intuitive and efficient lending applications to optimize for conversion