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Products
Payments
Overview
Explore payments solutions
Auth
Verified account and routing numbers
Identity
Bank account-holder information
Balance
Real-time balance checks
Signal
ACH payment risk platform
Transfer
ACH, RTP, and FedNow payment processing
Investments Move
Streamline asset transfers. Unlock growth.
Fraud & risk
Overview
Explore fraud and risk solution
Identity Verification
Global KYC and anti-fraud
Beacon
Anti-fraud network
Monitor
AML watchlist screening
Signal
ACH payment risk platform
Identity
Bank account-holder information
Protect
Fraud intelligence system
Personal finance insights
Overview
Explore the personal finance insights solution
Transactions
Up to 24 months of categorized data
Investments
Retirement, brokerage, and crypto data
Liabilities
Credit card and mortgage data
Enrich
Cleanse and categorize internal transactions
Credit underwriting
Overview
Explore our credit underwriting solutions
Income & Underwriting
Credit risk insights powered by Plaid Check
LendScore
A credit risk score powered by unique insights
Open finance
Overview
Explore open finance solution
Core Exchange
Industry-aligned API connectivity
Permissions Manager
Embeddable consumer permissions management
App Directory
App insights to help manage risk and compliance
Onboarding
Overview
Explore onboarding solutions
Link
Industry-leading bank connections for 12,000+ institutions
Layer
Capture identity, contact and bank info in a single click.
Solutions
Use cases
Open finance
Fraud & risk prevention
Onboarding & identity verification
KYC & AML compliance
Income verification & underwriting
Inbound bank payments
Outbound bank payments
Bank Intelligence
Personal financial management
Business financial management
Earned wage access
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Billing & recurring payments
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What is Plaid
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The latest from Plaid
Agents in Action: Leveraging AI to improve our core product experiences
Jun 4, 2025
Powering Smarter Pay-by-Bank in the UK with Visa and Plaid
Jun 2, 2025
Introducing Transactions for Business: Powering real-time business tools
May 29, 2025
Plaid Link: A decade of innovation in connectivity & conversion
May 22, 2025
The Next Phase of Developer Tools with Anthropic and Plaid
May 22, 2025
Connect your Plaid integration to agents built with OpenAI
May 21, 2025
Enhanced Access Management for Plaid Dashboard
May 19, 2025
Using ML to counter GenAI with new identity verification features
May 13, 2025
Transforming Engineers: How we grew AI coding adoption at Plaid
May 8, 2025
People at Plaid: Building with heart, leading with impact
May 7, 2025
Product Updates - May 2025
May 5, 2025
“Claude, let’s analyze and improve my Plaid integration”
May 1, 2025
How Plaid transforms the full lending lifecycle with cash flow insights
Apr 30, 2025
Inside Plaid: How we are investing in reliable financial data access at scale
Apr 24, 2025
Making the returning user flow smoother in Europe: How we boosted conversions by up to 11%
Apr 16, 2025
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