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Products
Payments
Overview
Explore payments solutions
Auth
Verified account and routing numbers
Identity
Bank account-holder information
Balance
Real-time balance checks
Signal
ACH payment risk platform
Transfer
ACH, RTP, and FedNow payment processing
Investments Move
Streamline asset transfers. Unlock growth.
Fraud & risk
Overview
Explore fraud and risk solution
Identity Verification
Global KYC and anti-fraud
Beacon
Anti-fraud network
Monitor
AML watchlist screening
Signal
ACH payment risk platform
Identity
Bank account-holder information
Protect
Fraud intelligence system
Personal finance insights
Overview
Explore the personal finance insights solution
Transactions
Up to 24 months of categorized data
Investments
Retirement, brokerage, and crypto data
Liabilities
Credit card and mortgage data
Enrich
Cleanse and categorize internal transactions
Credit underwriting
Overview
Explore our credit underwriting solutions
Income & Underwriting
Credit risk insights powered by Plaid Check
LendScore
A credit risk score powered by unique insights
Open finance
Overview
Explore open finance solution
Core Exchange
Industry-aligned API connectivity
Permissions Manager
Embeddable consumer permissions management
App Directory
App insights to help manage risk and compliance
Onboarding
Overview
Explore onboarding solutions
Link
Industry-leading bank connections for 12,000+ institutions
Layer
Capture identity, contact and bank info in a single click.
Solutions
Use cases
Open finance
Fraud & risk prevention
Onboarding & identity verification
KYC & AML compliance
Income verification & underwriting
Inbound bank payments
Outbound bank payments
Bank Intelligence
Personal financial management
Business financial management
Earned wage access
Industries
AI companies
Auto
Banks & credit unions
Billing & recurring payments
Consumer lending
Gaming
Government & public sector
Healthcare
Insurance
Mortgage
Platforms & marketplaces
Property management
Developers
Quickstart
API documentation
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For builders
What's new
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What is Plaid
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For users
Troubleshoot account connection
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The latest from Plaid
Reviewing open banking on a global stage
May 14, 2020
Open-banking-as-a-service: what does that actually mean and how does it work?
May 7, 2020
Changelog - April 2020
May 4, 2020
Open banking: Should I build or partner?
Apr 29, 2020
Payment Initiation in the UK
Apr 28, 2020
Savi helps student loan borrowers get out of debt faster
Apr 13, 2020
Securing WebViews with Chrome Custom Tabs
Apr 9, 2020
Changelog - March 2020
Apr 1, 2020
Fintech everywhere is underway
Mar 30, 2020
Microsoft announces Money in Excel powered by Plaid
Mar 30, 2020
Branch helps people with cash flow challenges take care of unplanned expenses
Mar 27, 2020
Plaid in the Netherlands
Mar 26, 2020
Changelog - February 2020
Mar 2, 2020
Erica Martinez on finding fulfillment in Plaid's mission
Feb 27, 2020
On-demand updates to transactions data
Feb 25, 2020
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