liabilities

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Financial overview for Paul Ritchie showing a Trellis Credit account with a 15.24% APR, $130.22 interest, and $1562.32 balance due. Below, a JSON snippet displays the same details in a structured format, including account ID, APR type, and interest charge.

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A dashboard showing Paul Ritchie’s financial account summary with Gingham Bank. The interface indicates a connected status. Below, a payments history section lists three accounts: Trellis Credit with a balance of $1562.32 and 15.24% interest, Gingham Bank with a balance of $81.53 and 4.02% interest, and Twill Mortgages with a balance of $2145.24 and 2.2% interest. Each account entry includes the date of the last transaction.
A dashboard showing Paul Ritchie’s financial account summary with Gingham Bank. The interface indicates a connected status. Below, a payments history section lists three accounts: Trellis Credit with a balance of $1562.32 and 15.24% interest, Gingham Bank with a balance of $81.53 and 4.02% interest, and Twill Mortgages with a balance of $2145.24 and 2.2% interest. Each account entry includes the date of the last transaction.

APRs, due dates, and balances
used to be hard to track. Now,
they’re all in one place.

  • Easily access credit card and mortgage data from up to 98% of major institutions

  • See complete details including Annual Percentage Rates, terms, balances, payment history, and more

  • Keep up with interest-rate changes and new and existing loans with real-time updates

View API docs

APRs, due dates, and balances
used to be hard to track. Now,
they’re all in one place.

  • Easily access credit card and mortgage data from up to 98% of major institutions

  • See complete details including Annual Percentage Rates, terms, balances, payment history, and more

  • Keep up with interest-rate changes and new and existing loans with real-time updates

View API docs

JSON code snippet showing credit account details with multiple APRs, including balance transfer APR (15.24%), cash APR (27.95%), and purchase APR (12.5%). Each APR includes the balance subject to it and the corresponding interest charge amount.

One API to verify debt and loan data

Our easy-to-use tools, from the latest webhooks to versioned API changes, are engineered to help you ship quickly while avoiding all the upkeep.

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  • Credit cards

    Access credit card details including Annual Percentage Rates (APRs), credit limit, minimum payment amount, next payment due date, last statement issue date, and more.

    JSON code snippet showing credit account details with multiple APRs, including balance transfer APR (15.24%), cash APR (27.95%), and purchase APR (12.5%). Each APR includes the balance subject to it and the corresponding interest charge amount.

  • Access mortgage details including loan number, original loan amount, interest rate, property address, escrow balance, last payment date, and more.

    JSON code snippet showing mortgage account details including account ID, account number, current late fee ($25), escrow balance ($3141.54), PMI status, prepayment penalty, interest rate (3.99% fixed), loan term (30 years), loan type, maturity date, and next payment due date.

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Enrich

Enhance transaction data from card products, bank accounts, or non-Plaid sources.

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Power better insights with up to 24 months of transaction data across 12,000+ financial institutions.

Investments

Build a holistic view of investments, including account balances, holdings, and transactions.

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