Build a holistic view of a user’s investments
product features
Understand a user’s investments
Gain insight into a user’s investment accounts, including account balances, holdings, and transactions that create a change in a holding
Expansive institution coverage
Retrieve investment data from a broad coverage network that includes banks, brokerages, crypto exchanges, credit unions, and retirement plan providers
Full breadth of account types
Connect to the full breadth of investment account types—from brokerage and retirement accounts, crypto exchanges, self custody wallets, to 529s and HSAs
Multiple endpoints
With multiple endpoints, Investments can enable a wide range of use cases—from net worth assessment and financial planning, to performance reporting and risk optimization
Retrieve Holdings response
http code 200
{
"accounts": [{object}],
"securities": [{
"id": "EogDe9DwpZHd9YoYLbgdF0rowxo9XaIdxP9Y5",
"isin": "US85207UAE55",
"cusip": "85207UAE5",
"sedol": null,
"institution_security_id": null,
"institution_id": "ins_102937",
"proxy_security_id": null,
"name": "Sprint Corporation",
"ticker_symbol": "S",
"is_cash_equivalent": false,
"type": "equity",
"close_price": 6.10,
"close_price_as_of": "2019-04-16",
"iso_currency_code": "USD",
"unofficial_currency_code": null
}, {
"id": "yNLYVbYWyAuzVnOnV6aOh0Qz1nzOr3I0A1w5X",
"isin": null,
"cusip": null,
"sedol": null,
"institution_security_id": "VGSLX",
"institution_id": "ins_115616",
"proxy_security_id": null,
"name": "Vanguard Real Estate Index",
"ticker_symbol": null,
"is_cash_equivalent": false,
"type": "mutual fund",
"close_price": 26.44,
"close_price_as_of": "2019-04-15",
"iso_currency_code": "USD",
"unofficial_currency_code": null
}],
"holdings": [{
"account_id": "vzeNDwK7KQIm4yEog683uElbp9GRLEFXGK98D",
"security_id": "EogDe9DwpZHd9YoYLbgdF0rowxo9XaIdxP9Y5",
"cost_basis": 4.28,
"quantity": 2104.07,
"institution_price": 6.09,
"institution_price_as_of": "2019-04-19",
"institution_value": 12813.79,
"iso_currency_code": "USD",
"unofficial_currency_code": null
}, {
"account_id": "vzeNDwK7KQIm4yEog683uElbp9GRLEFXGK98D",
"security_id": "yNLYVbYWyAuzVnOnV6aOh0Qz1nzOr3I0A1w5X",
"cost_basis": 22.32,
"quantity": 150.00,
"institution_price": 26.44,
"institution_price_as_of": "2019-04-19",
"institution_value": 3348,
"iso_currency_code": "USD",
"unofficial_currency_code": null
}],
}Retrieve Investment Holdings data
The /investments/holdings/get endpoint returns a detailed breakdown of an account’s holdings, including quantity, price, total value, ticker, and common name
cost_basis
Total cost of acquiring the holding—this is a summation of all purchases of the security, including fees
quantity
The count of the security purchased
institution_price
The price of the security, according to the institution
institution_value
The value of the holding, according to the institution
securities
Definitions for the securities referenced by these holdings, including standardized identifiers, trading symbols, and classifications
Retrieve Investment Transactions data
The /investments/transactions/get endpoint returns details on transactions that create a change in one or more holdings in a portfolio, such as buys, sells, splits, or dividends. Cash transfers in and out of an investment account are also returned
name
Description of the transaction, taken from the institution
quantity
Amount of the security that is moved in the transaction
amount
The value of the transaction = price * quantity
price
The price of the security for this transaction
type
A broad transaction type that informs the treatment of the transaction
securities
Definitions for the securities referenced by these holdings, including standardized identifiers, trading symbols, and classifications
Retrieve Investment Transactions response
http code 200
{
"accounts": [{object}],
"securities": [{
"id": "EogDe9DwpZHd9YoYLbgdF0rowxo9XaIdxP9Y5",
"isin": "US85207UAE55",
"cusip": "85207UAE5",
"sedol": null,
"institution_security_id": null,
"institution_id": "ins_102937",
"proxy_security_id": null,
"name": "Sprint Corporation",
"ticker_symbol": "S",
"is_cash_equivalent": false,
"type": "equity",
"close_price": 6.10,
"close_price_as_of": "2019-04-16",
"iso_currency_code": "USD",
"unofficial_currency_code": null
}, {
"id": "yNLYVbYWyAuzVnOnV6aOh0Qz1nzOr3I0A1w5X",
"isin": null,
"cusip": null,
"sedol": null,
"institution_security_id": "VGSLX",
"institution_id": "ins_115616",
"proxy_security_id": null,
"name": "Vanguard Real Estate Index",
"ticker_symbol": null,
"is_cash_equivalent": false,
"type": "mutual fund",
"close_price": 26.44,
"close_price_as_of": "2019-04-15",
"iso_currency_code": "USD",
"unofficial_currency_code": null
}],
"investment_transactions": [{
"investment_transaction_id": "VaYBeiw3H9AhAHw53vQYkmkn2s2qJOGcY9hhs",
"account_id": "vzeNDwK7KQIm4yEog683uElbp9GRLEFXGK98D",
"security_id": "yNLYVbYWyAuzVnOnV6aOh0Qz1nzOr3I0A1w5X",
"cancel_transaction_id": "yNLYVbYWyAuzVnOnV6aOh0Qz1nzOr3I0A1w5X",
"date": "2019-01-12",
"name": "Dividend VANGUARD FEDERAL MONEY MARKET FUND (Settlement Fund)",
"quantity": 0.84,
"amount": 0.84,
"price": 1,
"fees": 0,
"type": "cash",
"subtype": "dividend",
"iso_currency_code": "USD",
"unofficial_currency_code": null
}, {
"investment_transaction_id": "VaYBeiw3H9AhAHw53vQYkmkn2s2qJOGcY9asd",
"account_id": "vzeNDwK7KQIm4yEog683uElbp9GRLEFXGK98D",
"security_id": "yNLYVbYWyAuzVnOnV6aOh0Qz1nzOr3I0A1w5X",
"cancel_transaction_id": "yNLYVbYWyAuzVnOnV6aOh0Qz1nzOr3I0D1o3Q",
"date": "2018-12-18",
"name": "VANGUARD WINDSOR INVESTOR CL",
"quantity": 146.915,
"amount": 3000,
"price": 20.42,
"fees": 0,
"type": "buy",
"subtype": "contribution",
"iso_currency_code": "USD",
"unofficial_currency_code": null
}, {
"investment_transaction_id": "VaYBeiw3H9AhAHw53vQYkmkn2s2qJOGcH2xvv",
"account_id": "vzeNDwK7KQIm4yEog683uElbp9GRLEFXGK98D",
"security_id": "EogDe9DwpZHd9YoYLbgdF0rowxo9XaIdxP9Y5",
"cancel_transaction_id": "yNLYVbYWyAuzVnOnV6aOh0Qz1nzOr1X8B2w5X",
"date": "2018-10-30",
"name": "SPRINT CORPORATION",
"quantity": 372,
"amount": 2118.91,
"price": 5.68,
"fees": 5.95,
"type": "buy",
"subtype": "buy",
"iso_currency_code": "USD",
"unofficial_currency_code": null
}]
}Full breadth of account types
Plaid provides connectivity to nearly 20 account types—from brokerage and retirement accounts, to 529s and HSAs.
RETIREMENT
Roth 401(k)
Pension
Profit sharing plan
TSP
IRA
Roth IRA
SEP IRA
SIMPLE IRA
401(a)
401(k)
403(b)
457(b)
BROKERAGE
Brokerage account
Stock plan
Variable annuity
Crypto
EDUCATION/MINOR
529
UGMA/UTMA
HEALTH
HRA
HSA
Plaid enables our users to easily link their held-away investment accounts to our platform, and the /investments/holdings/get endpoint returns a detailed view of positions to support our in-depth analysis across a broad set of investment account types. Additionally, the Plaid team has been a joy to work with as we beta tested the product.