Verify income and employment in seconds
Income

Verify income and employment in seconds

Contact Us
Product Features
Comprehensive product suite

Choose from one of three methods to securely verify income and employment: payroll, bank, or document uploaded data.

Robust data pulls

Get direct access to structured, easy-to-process, and comprehensive identity, employer, and gross and net income data.

Complete consumer coverage

Cover ~85% of the US workforce via payroll providers, connect with 12,000+ data partners, and get document coverage for pay stubs, W2, and 1099s.

Improve your decisioning process with Plaid’s flexible solutions

Plaid Income’s fully-configurable flow adapts to your data underwriting needs. Configure the solution that’s right for you by combining our three Income products and adding them to any point of your user flow:

  • Bank Income
  • Payroll Income
  • Document Income

Get the right data at the right time–every time.

Benefits

Best-in-class conversion

Increase loan application rates with a seamless user experience and adaptable user flows. 

Benefits

Improved automation rates

Enable real-time verification, faster completion times, and reduce the need for manual intervention with better data accuracy, fraud controls, and process automation.

Benefits

More consumer transparency & control

Plaid makes it easy for users to control their data with our transparency-first policies and practices, consumer-permissioned model, and industry-leading surfaces such as Plaid Portal.  

Robust income verification rates

This single stat encapsulates the immense value Plaid brings us and our customers.

Nathan Wiggins, Director of Technology Innovation at Purpose Financial

View case study

99.8%

99.8% of applications who verify their income using Plaid are approved, as compared to 78% for those who use the manual process.

View case study
Related Products
Assets

Verify borrower's assets and get a snapshot of transactions and account balances.

Learn more
Auth

Instantly authenticate accounts at thousands of banks for a more seamless and secure bank-to-bank payment experience

Learn more
Balance

Protect against overdraft and NSF fees with real-time balance checks before you initiate a transfer

Learn more

Questions about how Plaid can fit into your business?

Our Sales team can help you find the right solution. Fill out the form and we’ll get in touch shortly.

By submitting this form, I confirm that I have read and understood Plaid’s Privacy Statement.

This form goes to our sales team. If you have questions about connecting your financial accounts to a Plaid-powered app, visit our consumer help center for more information.

What will you build?

Get started
View API docs