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Products
Payments
Overview
Explore payments solutions
Auth
Verified account and routing numbers
Identity
Bank account-holder information
Balance
Real-time balance checks
Signal
ACH payment risk platform
Transfer
ACH, RTP, and FedNow payment processing
Investments Move
Streamline asset transfers. Unlock growth.
Fraud & risk
Overview
Explore fraud and risk solution
Identity Verification
Global KYC and anti-fraud
Beacon
Anti-fraud network
Monitor
AML watchlist screening
Signal
ACH payment risk platform
Identity
Bank account-holder information
Protect
Fraud intelligence system
Personal finance insights
Overview
Explore the personal finance insights solution
Transactions
Up to 24 months of categorized data
Investments
Retirement, brokerage, and crypto data
Liabilities
Credit card and mortgage data
Enrich
Cleanse and categorize internal transactions
Credit underwriting
Overview
Explore our credit underwriting solutions
Income & Underwriting
Credit risk insights powered by Plaid Check
LendScore
A credit risk score powered by unique insights
Open finance
Overview
Explore open finance solution
Core Exchange
Industry-aligned API connectivity
Permissions Manager
Embeddable consumer permissions management
App Directory
App insights to help manage risk and compliance
Onboarding
Overview
Explore onboarding solutions
Link
Industry-leading bank connections for 12,000+ institutions
Layer
Capture identity, contact and bank info in a single click.
Solutions
Use cases
Open finance
Fraud & risk prevention
Onboarding & identity verification
KYC & AML compliance
Income verification & underwriting
Inbound bank payments
Outbound bank payments
Bank Intelligence
Personal financial management
Business financial management
Earned wage access
Industries
AI companies
Auto
Banks & credit unions
Billing & recurring payments
Consumer lending
Gaming
Government & public sector
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Insurance
Mortgage
Platforms & marketplaces
Property management
Developers
Quickstart
API documentation
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For builders
What's new
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What is Plaid
Intelligent finance
For users
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Control your data with Plaid Portal
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The latest from Plaid
Zilch unlocks new era of customer-first payments with Pay by Bank
Oct 21, 2025
Product Updates - October 2025
Oct 20, 2025
Plaid LendScore: Unlocking insights never used before in credit scoring
Oct 15, 2025
Plaid’s Fall 2025 Product Release
Oct 15, 2025
Introducing Ti2: The next generation of Plaid Protect’s Trust Index
Oct 14, 2025
Introducing Plaid Bank Intelligence: Insights for customer engagement and fraud prevention
Oct 14, 2025
Unlocking revenue for SaaS platforms with embedded bank payments
Oct 13, 2025
A fresh dashboard for deeper payments insights in Europe
Oct 10, 2025
Powering the mortgage process of the future
Oct 9, 2025
Small UI tweaks, big conversion gains in Layer
Oct 8, 2025
Introducing the Signal payment risk platform: a full solution for ML-powered risk assessments
Oct 1, 2025
Summer 2025 Plinterns: A look back
Sep 15, 2025
Product Updates - September 2025
Sep 12, 2025
Setting the Standard for Safer, Permissioned Data Access
Sep 11, 2025
Cutting Costs and Complexity in Open Finance with Plaid
Sep 10, 2025
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