Welcome to the Plaid Blog
September 10, 2025
The Fintech Effect 2025: UK consumers shaping the next chapter of open finance
Discover key insights from Plaid’s 2025 UK Fintech Effect report on how consumers are driving change in digital finance, payments, and open banking.
Read the articleSeptember 10, 2025
Cutting Costs and Complexity in Open Finance with Plaid
With Plaid’s technical architecture, banks can reduce cost and complexity without sacrificing oversight. Our Aggregator Token can cut redundant API calls by up to 50%, delivering efficiency for...
Read the articleSeptember 09, 2025
The Fintech Effect 2025: The year consumers take the wheel in finance
Explore key takeaways from Plaid’s 2025 Fintech Effect report on how rising consumer expectations are driving the next evolution of digital finance.
Read the articleAugust 29, 2025
How PMs Build Fintech Prototypes with Replit + Plaid
Prototyping Plaid-powered products no longer requires engineering resources. With Replit and Plaid’s APIs, PMs can spin up working demos in under an hour, turning ideas into clickable prototypes...
Read the articleAugust 26, 2025
Scaling Instant Onboarding to Hundreds of Millions of Users
When we introduced Layer, Plaid’s instant financial onboarding experience, we were responding to a simple truth: consumers expect fast, seamless digital experiences—whether they're ordering food, signing up for...
Read the articleAugust 26, 2025
Introducing DMV checks: License verification to fight fraud
Plaid introduces DMV checks: Verify meta data from a driver license directly with DMV data sources to strengthen identity verification & fight fraud.
Read the articleAugust 14, 2025
August product updates: Faster onboarding & stronger identity verification
Here’s what’s new across Plaid this August. This month’s updates are all about speed and accuracy—built to help you securely onboard users faster, verify identities with more...
Read the articleAugust 12, 2025
Understanding DSA, DMA and Plaid’s Role in Verification
Europe’s Digital Services Act (DSA) and Digital Markets Act (DMA) are reshaping how online platforms operate—introducing strict standards around content, data sharing and competition. Businesses must now implement...
Read the articleJuly 29, 2025
The Plaid Internal MCP Server: Maximizing the leverage of internal AI applications
Plaid Engineering built an internal MCP server to boost productivity by connecting AI tools to internal docs, metrics, and code. Here’s how we did it.
Read the articleJuly 21, 2025
Plaid Protect in action: Key moments to fight fraud in real-time
Spot risk early and respond fast. Plaid Protect delivers real-time fraud risk scoring across key moments in the customer journey with Trust Index. Learn more.
Read the articleJuly 09, 2025
Product Updates - July 2025
More insight and features to help you build—here’s what’s new across Plaid this July. Transfer now supports instant pay-ins via Request for Payment (RfP), enabling fast, any-day...
Read the articleJune 12, 2025
Introducing Plaid Protect – the next chapter in fraud prevention
In the world of financial fraud, there's what you can see within your own systems, and then there's everything else. That everything else is fraud happening across thousands...
Read the articleJune 11, 2025
From prompt to prototype: AI tools for developers
We’re rolling out our AI Development Toolkit, a set of new AI tools to help you get from 0 to 1 faster. These tools are built to work...
Read the articleJune 10, 2025
Unlock smarter lending with our ecosystem partners
Plaid is expanding our partner ecosystem to include credit analytics, technology, and software providers to make cash flow data more accessible and usable at scale.
Read the articleJune 09, 2025
Announcing Instant Pay-Ins on Plaid Transfer
Plaid launches real-time pay-ins via Request for Payment—now powering instant payments for Carvana vehicle purchases.
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