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  • OverviewExplore payments solutions
  • AuthVerified account and routing numbers
  • IdentityBank account-holder information
  • BalanceReal-time balance checks
  • SignalACH risk assessment and scoring
  • TransferACH, RTP, and FedNow payment processing
  • OverviewExplore fraud and risk solution
  • Identity VerificationGlobal KYC and anti-fraud
  • BeaconAnti-fraud network
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  • OverviewExplore the personal finance insights solution
  • TransactionsUp to 24 months of categorized data
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  • OverviewExplore the credit underwriting insights solution
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  • Core ExchangeIndustry-aligned API connectivity
  • Permissions ManagerEmbeddable consumer permissions management
  • App DirectoryApp insights to help manage risk and compliance
  • LinkLinkIndustry-leading bank connections for +12,000 institutions
  • LayerLayerCapture identity, contact and bank info in a single click.
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Log inContact sales
  • Why Plaid
      • OverviewExplore payments solutions
      • AuthVerified account and routing numbers
      • IdentityBank account-holder information
      • BalanceReal-time balance checks
      • SignalACH risk assessment and scoring
      • TransferACH, RTP, and FedNow payment processing
      • OverviewExplore fraud and risk solution
      • Identity VerificationGlobal KYC and anti-fraud
      • BeaconAnti-fraud network
      • MonitorAML watchlist screening
      • SignalACH risk assessment and scoring
      • IdentityBank account-holder information
      • OverviewExplore the personal finance insights solution
      • TransactionsUp to 24 months of categorized data
      • InvestmentsRetirement, brokerage, and crypto data
      • LiabilitiesCredit card and mortgage data
      • EnrichCleanse and categorize internal transactions
      • OverviewExplore the credit underwriting insights solution
      • Consumer ReportCash flow insights powered by Plaid Check
      • AssetsPoint-in-time snapshots of users' finances
      • IncomeIncome and employment verification
      • OverviewExplore open finance solution
      • Core ExchangeIndustry-aligned API connectivity
      • Permissions ManagerEmbeddable consumer permissions management
      • App DirectoryApp insights to help manage risk and compliance
      • Link
      • Layer
    • Lending
    • Wealth
    • Pay by bank
    • Banks & credit unions
    • Business finances
    • Crypto
    • Property management
    • Mortgage
    • Quickstart
    • API documentation
    • Libraries
    • GitHub
    • Link demo
      • What's new
      • Blog
      • Library
      • Industry resources
      • Customer stories
      • Annual conference
      • What is Plaid
      • Troubleshoot account connection
      • Trust and safety
      • Control your data with Plaid Portal
  • Pricing
Log inContact sales

A fast, simple, and digital bank onboarding experience

Plaid enables banks and credit unions to instantly verify accounts and identities to streamline account opening and funding. Get in touch to learn more.

By submitting this form, I confirm that I have read and understood Plaid's Privacy Statement.

This form goes to our sales team. If you have questions about connecting your financial accounts to a Plaid-powered app, Visit our consumer help center for more information.

For developers and existing Plaid customers, please open a case through the Plaid Dashboard.

Customers using this solution
The Problem

Opening and funding a new bank account should be a seamless, digital experience. However, many banks and credit unions still offer a cumbersome and manual process—falling short of consumer expectations.

The solution

Plaid streamlines the digital account onboarding workflow with instant account authentication and identity verification. Users input their account login credentials and Plaid instantly links their bank account as an external funding source.

It’s a win-win for both the bank and the customer. We now see less customer complaints, and more customer feedback on how smooth and efficient our process is.
Mark Moroz, Live Oak Director of depositsSee the full case study
PRODUCTS AND BENEFITS
Get account and routing numbers for bank transfers

Auth pulls users' account and routing information instantly, which can be used for linking an external funding source.

Streamline KYC and onboarding

Identity confirms users' identities with what's on file at the bank—in other words, their name, phone number, address, and email. This information can be auto-populated in onboarding forms.

Reduce NSF fees and overdrafts

Balance instantly checks whether users have sufficient funds before executing a bank transfer.

Ready to get started?

Get started
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