fraud & risk
Detect fraud faster with smarter data
Access real-time insights, behavioral data, and predictive scores.
All on the network with over 100 million active users.
Built for every step of the user journey
Onboard trusted users
From opening a bank account to verifying a tenant—our flexible solution is built to adapt to your risk assessment and compliance needs.
Reduce account fraud
Take an in-depth look at your customers’ Plaid-linked accounts with real-time fraud insights and behavioral data from the Plaid Network.
De-risk transactions
Flag risky ACH transactions and reduce returns with predictive scoring powered by advanced machine learning.
Turn customer account activity data into actionable fraud insights
Our fraud detection tools make it easy to identify suspicious account activity and block bad actors at every step.
Get trusted users
Millions of people worldwide have used Plaid to connect to the apps they need. Deliver the industry’s fastest financial onboarding experience while optimizing for security with real-time authentication. With Layer, you can instantly onboard users from Plaid’s trusted network.
Detect fraud early
Onboard trusted customers and stop fraudsters in seconds. Go beyond basic KYC compliance by analyzing hundreds of risk signals to prevent identity theft, synthetic ID fraud, and account takeovers with Identity Verification and Monitor.
Verify accounts
Prevent account takeovers during onboarding or anytime the source of funds is switched. With Identity, you can verify bank account details to confirm the source of funds or understand payer and payee risk.
Reduce transaction risk
Make the most of Plaid’s network coverage—roughly 80% of transactions sent to Signal for scoring come from accounts that have been previously linked to the Plaid Network. This helps you generate real-time insights and dynamic payment flows with reduced ACH transaction risk.
Get network insights
Get notified whenever a customer is linked to fraud and access insights from hundreds of millions of financial connections. Beacon makes it easy to understand the fraud profile of a Plaid-linked bank account with real-time behavioral insights.
CUSTOMER STORIES
See who’s fighting fraud
with the Plaid Network
Robinhood managed risk and unlocked $100M in instant funds
VCU delivered faster onboarding without adding fraud
Invitation Homes reduced their lead-to-lease time by 60%
Wave lowered suspected fraud by 72% and confirmed fraud by 60%
Uphold lowered return losses by 80% without adding more friction
Varo Bank reported a 50% drop in fraudulent returns
Stash saw a 19% jump in customers funding their accounts
Zip lowered the time spent reviewing alerts by nearly 80%
The key to fighting fraud at scale
As fraudsters grow their networks, you should too. See how connecting to thousands of apps and services helps you harness powerful network insights and stay ahead of emerging threats.
Read the articleBuild your anti-fraud and
risk solution today
Detect fraud faster with smarter data
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