Welcome to the Plaid Blog
January 15, 2026
Security as a platform: Codifying scans, signals, and guardrails
At Plaid, we started treating security controls as infrastructure that enforces the same checks across every repo by default.
Read the articleJanuary 14, 2026
2025: Open banking in the mainstream in Europe
In 2025, open banking officially became mainstream across Europe. From record payment growth to higher conversion and new experiences like one-click and recurring bank payments, Plaid helped businesses...
Read the articleJanuary 09, 2026
What we shipped in 2025
It's a wrap on 2025! Explore highlights from over 200 product launches, feature updates and platform improvements designed to support innovation in financial services—from smarter fraud detection to...
Read the articleJanuary 08, 2026
Welcoming Jelena McWilliams to Plaid
Jelena is one of the most respected leaders in financial services. She’s served as Chairman of the FDIC, Chief Legal Officer at a major bank, and, most recently,...
Read the articleDecember 15, 2025
How we built LendScore: Turning cash flow data into credit risk insights
Go behind the scenes of LendScore, a new credit risk score that leverages cash flow data and Plaid’s unique network insights to deliver deeper borrower insights and more...
Read the articleDecember 11, 2025
Product Updates - December 2025
Explore December's updates including improvements to pay-by-bank conversion, API access for fraud products, faster Link load times, and AI-enhanced transaction categories.
Read the articleDecember 03, 2025
Plaid’s AI-enhanced transaction categories: Smarter categorization, sharper insights
Unlock deeper insights with Plaid’s AI-enhanced transaction categorization – cleaner data, richer context, and new subcategories for smarter experiences.
Read the articleDecember 01, 2025
CCD2: What EU lenders need to know and how to prepare
CCD2 updates EU consumer credit rules by bringing BNPL and microloans into scope and requiring verified creditworthiness checks for every loan. Learn what the directive means for lenders,...
Read the articleNovember 19, 2025
Helping community banks and credit unions bring their trusted customer experience into the digital age
Community banks and credit unions play a vital role in their customers’ lives, and Plaid is helping bring that trusted experience into the digital age. By expanding access...
Read the articleNovember 18, 2025
Product Updates - November 2025
This month’s updates deliver improvements across data quality, verification workflows, analytics, and partner integrations. We’ve enhanced employer and income normalization for underwriting, added flexible controls and webhooks in...
Read the articleNovember 18, 2025
Introducing one click payments: A simpler, faster way to Pay by Bank in Europe
Plaid One Click, a faster, more trusted Pay by Bank experience in Europe that streamlines checkout, builds user confidence, and boosts conversion.
Read the articleNovember 11, 2025
EU Instant Payments Regulation: What businesses need to know
Instant payments are now the European standard. With the EU’s new Instant Payments Regulation in force, every euro-denominated SEPA transaction must clear in 10 seconds, 24/7. Discover what...
Read the articleOctober 23, 2025
Plaid Investments: Leading the next era of digital investing
The future of investing starts with better data
Read the articleOctober 21, 2025
Strengthening financial freedom & competition: Plaid's submission on the CFPB's 1033 ANPR
Today, Plaid submitted comments to the Consumer Financial Protection Bureau (CFPB) on its Advance Notice of Proposed Rulemaking (ANPR) regarding the Personal Financial Data Rights Rule. Our message...
Read the articleOctober 21, 2025
Zilch unlocks new era of customer-first payments with Pay by Bank
Zilch is reimagining repayments with Pay by Bank, powered by Plaid’s open banking technology. The partnership unlocks a smarter, more flexible payments experience for over five million customers.
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