Welcome to the Plaid Blog
August 29, 2025
How PMs Build Fintech Prototypes with Replit + Plaid
Prototyping Plaid-powered products no longer requires engineering resources. With Replit and Plaid’s APIs, PMs can spin up working demos in under an hour, turning ideas into clickable prototypes that win stakeholder buy-in and real customer feedback without engineering resources. See how Wholesail’s Head of Product built...
August 26, 2025
Scaling Instant Onboarding to Hundreds of Millions of Users
When we introduced Layer, Plaid’s instant financial onboarding experience, we were responding to a simple truth: consumers expect fast, seamless digital experiences—whether they're ordering food, signing up for...
August 26, 2025
Introducing DMV checks: License verification to fight fraud
Plaid introduces DMV checks: Verify meta data from a driver license directly with DMV data sources to strengthen identity verification & fight fraud.
August 14, 2025
August product updates: Faster onboarding & stronger identity verification
Here’s what’s new across Plaid this August. This month’s updates are all about speed and accuracy—built to help you securely onboard users faster, verify identities with more...
August 12, 2025
Understanding DSA, DMA and Plaid’s Role in Verification
Europe’s Digital Services Act (DSA) and Digital Markets Act (DMA) are reshaping how online platforms operate—introducing strict standards around content, data sharing and competition. Businesses must now implement...
July 29, 2025
The Plaid Internal MCP Server: Maximizing the leverage of internal AI applications
Plaid Engineering built an internal MCP server to boost productivity by connecting AI tools to internal docs, metrics, and code. Here’s how we did it.
July 21, 2025
Plaid Protect in action: Key moments to fight fraud in real-time
Spot risk early and respond fast. Plaid Protect delivers real-time fraud risk scoring across key moments in the customer journey with Trust Index. Learn more.
July 09, 2025
Product Updates - July 2025
More insight and features to help you build—here’s what’s new across Plaid this July. Transfer now supports instant pay-ins via Request for Payment (RfP), enabling fast, any-day...
June 12, 2025
Introducing Plaid Protect – the next chapter in fraud prevention
In the world of financial fraud, there's what you can see within your own systems, and then there's everything else. That everything else is fraud happening across thousands...
June 11, 2025
From prompt to prototype: AI tools for developers
We’re rolling out our AI Development Toolkit, a set of new AI tools to help you get from 0 to 1 faster. These tools are built to work...
June 10, 2025
Unlock smarter lending with our ecosystem partners
Plaid is expanding our partner ecosystem to include credit analytics, technology, and software providers to make cash flow data more accessible and usable at scale.
June 09, 2025
Announcing Instant Pay-Ins on Plaid Transfer
Plaid launches real-time pay-ins via Request for Payment—now powering instant payments for Carvana vehicle purchases.
June 05, 2025
Product Updates - June 2025
In the leadup to Plaid Effects, we continue to ship a range of powerful new features and improvements across the Plaid platform. Highlights include smarter account verification flows,...
June 04, 2025
Agents in Action: Leveraging AI to improve our core product experiences
Plaid is using AI and AI agents to enhance product experiences. Today we are highlighting two AI Agents: AI Annotator, which accelerates data labeling for model training, and...
June 02, 2025
Powering Smarter Pay-by-Bank in the UK with Visa and Plaid
Visa’s A2A payments are live in the UK with Plaid as the Open Finance Network behind it. Together, we’re enabling secure, one-click pay-by-bank with real-time settlement and scalable...