Welcome to the Plaid Blog
March 12, 2026
New era of fraud network intelligence: Early results from Plaid Protect
See how Plaid Protect uses network intelligence to detect up to 59% more fraud earlier - without adding friction to the user experience.
Read the articleMarch 11, 2026
How Plaid powers intelligent finance with Perplexity
Plaid and Perplexity are advancing intelligent finance with AI-powered portfolio insights and answers grounded in secure, user-permissioned investment data.
Read the articleMarch 10, 2026
Plaid brings next-gen asset verification solution to Encompass®
Plaid’s Home Lending Report is now integrated directly into Encompass®, bringing digital asset verification into the LOS lenders already rely on.
Read the articleMarch 04, 2026
Building a smarter chatbot
How we got our docs-focused AI chatbot to finally understand reference documentation.
Read the articleMarch 04, 2026
Instant Payments in Europe: From SEPA Compliance to Competitive Advantage
Instant payments in Europe have moved from regulation to reality. New research from Celent, published by Plaid and Clearbank, explores how banks are performing today and where instant...
Read the articleFebruary 20, 2026
Product Updates - February 2026
Explore February’s updates including API-based bank verification, expanded cash flow and income insights, early access to new fraud dashboards, improved onboarding performance, and dashboard enhancements.
Read the articleFebruary 19, 2026
Why intelligent finance needs purpose-built AI infrastructure
AI is transforming open finance into intelligent finance. Learn how Plaid’s infrastructure and financial intelligence power smarter, more personalized experiences that keep up with how consumers manage their...
Read the articleFebruary 03, 2026
Build less, merge faster: avoiding diamond merges with a merge queue
As the Plaid monorepo grew to hundreds of commits per day, the Developer Efficiency team found that operating without a merge queue had become increasingly costly. We set...
Read the articleJanuary 15, 2026
Security as a platform: Codifying scans, signals, and guardrails
At Plaid, we started treating security controls as infrastructure that enforces the same checks across every repo by default.
Read the articleJanuary 14, 2026
2025: Open banking in the mainstream in Europe
In 2025, open banking officially became mainstream across Europe. From record payment growth to higher conversion and new experiences like one-click and recurring bank payments, Plaid helped businesses...
Read the articleJanuary 09, 2026
What we shipped in 2025
It's a wrap on 2025! Explore highlights from over 200 product launches, feature updates and platform improvements designed to support innovation in financial services—from smarter fraud detection to...
Read the articleJanuary 08, 2026
Welcoming Jelena McWilliams to Plaid
Jelena is one of the most respected leaders in financial services. She’s served as Chairman of the FDIC, Chief Legal Officer at a major bank, and, most recently,...
Read the articleDecember 15, 2025
How we built LendScore: Turning cash flow data into credit risk insights
Go behind the scenes of LendScore, a new credit risk score that leverages cash flow data and Plaid’s unique network insights to deliver deeper borrower insights and more...
Read the articleDecember 11, 2025
Product Updates - December 2025
Explore December's updates including improvements to pay-by-bank conversion, API access for fraud products, faster Link load times, and AI-enhanced transaction categories.
Read the articleDecember 03, 2025
Plaid’s AI-enhanced transaction categories: Smarter categorization, sharper insights
Unlock deeper insights with Plaid’s AI-enhanced transaction categorization – cleaner data, richer context, and new subcategories for smarter experiences.
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