Product Updates - March 2026

Anna Briggs
Product Marketing Lead

AI is changing what’s possible in financial services. This month, CTO Will Robinson shares how intelligence built into Plaid products helps turn financial data into sharper insights and better decisions.

Plus, new updates across underwriting, fraud and risk, investments, and onboarding are designed to help you move faster and scale with confidence.

This month’s feature: Will Robinson, Plaid CTO, explains why purpose-built AI infrastructure is critical to the shift toward intelligent finance. Plaid has built specialized financial models that transform financial data into insights that help you streamline payments, combat fraud, and make smarter risk decisions.

Featured products: Consumer Report, Home Lending Report

What’s new:

• 🏠 Plaid Home Lending Report, now available in Encompass LOS: Plaid’s Home Lending Report is now integrated directly into ICE Mortgage Technology’s Encompass® Loan Origination System, bringing high-conversion digital asset verification into the systems mortgage lenders use every day. 

• 👥 Access new User APIs for a more consistent cross-product experience: Starting April 1, 2026, CRA customers using the legacy User APIs can migrate to our new User APIs at their own pace. The updated APIs provide simpler, more consistent user identity handling across products. In April, clients on the legacy APIs will also begin receiving additional webhooks to support a smooth transition.

Featured products: Identity Verification

What’s better:

• 🪪 Stronger AI-powered document verification: Fraudsters can get creative when trying to bypass document checks. Our Identity Verification solution already detects many of these tactics, but now it incorporates improved large language models (LLMs) to evaluate submitted documents and spot even more. New capabilities include:

  • Screen detector: Flags sessions where a stolen ID is shown on a mobile or desktop screen instead of the original document.

  • Printed copy detector: Flags when a printed copy is presented in place of an authentic ID.

  • These updates add another layer of protection against common document fraud. “Success” or “failed” results appear in the “Image Composition” field in the IDV dashboard.

Featured products: Investments Move

What’s new:

• 📊 Track Investments Move usage in the Plaid Dashboard: You can now monitor Investments Move usage directly in the Plaid Dashboard. Get clear visibility into adoption and activity trends, making it easier to measure impact and manage your implementation with confidence.

Featured products: Plaid Dashboard

What’s better:

• 🤝 Domain Capture for easier team management: You can now verify your organization’s email domain on the Domains page in the Dashboard. Once enabled, anyone who signs up with that domain is automatically routed to the correct existing team.

  • This helps you onboard teammates faster, reduce duplicate teams, and maintain centralized access and reporting as you scale.

Featured products: Plaid Dashboard

What’s better:

• ✨ Simpler onboarding for the Classic Data Partner Dashboard: We’ve streamlined the onboarding flow to make it more guided and intuitive. Preview sample data and key dashboard views before completing onboarding tasks, so you can clearly see the value before turning the dashboard on for your team.

Explore the full list of recent changes in our API changelog.