AUTO
Remove speed bumps from auto financing
Approve more buyers right from the deal desk. Plaid helps you analyze financial stability, stop fraud in its tracks, and process real-time, irrevocable payments.
Instant income verification
Streamline income and employment verification, automating approvals and reducing pay stub fraud.
Visibility that drives approvals
Plaid’s cash flow and credit data gets you under the hood to see a borrower’s true ability to pay, helping you approve more borrowers.
Deposits in seconds—not days
Skip the wait. Set up instant, irrevocable deposits and recurring billing, without compromising on security.
Verify income from the dealership chair
Give buyers a frictionless income and employment verification process—all without leaving the dealership.
Send a secure link via text or email
Applicants connect their bank account in 7 seconds
Get income and employment details instantly
Plaid’s income verification suite covers 100% of the U.S. workforce—including gig and self-employed workers—with insights into two years of transactions, plus net and gross earnings.
Verify income from the dealership chair
Give buyers a frictionless income and employment verification process—all without leaving the dealership.
Send a secure link via text or email
Applicants connect their bank account in 7 seconds
Get income and employment details instantly
Plaid’s income verification suite covers 100% of the U.S. workforce—including gig and self-employed workers—with insights into two years of transactions, plus net and gross earnings.
Plaid income verification suite provides 100% income verification coverage for the U.S. workforce.
Approve Owl saw a 20% reduction in proof-of-income fraud after working with Plaid.
More keys in hands—faster
Plaid helps dealers modernize auto underwriting and payments, increasing approvals while reducing fraud.
Find qualified borrowers with richer insights
Assess credit risk with precision using Plaid’s cash flow and credit data—plus Experian’s analytics—to approve up to 25% more borrowers while reducing losses.
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Leave bounced checks in the rearview mirror
Onboard buyers instantly by securely connecting their bank accounts, enabling irreversible initial deposits and recurring payments.
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Our work with Plaid unlocks a faster, more seamless checkout experience by enabling real-time payments at a critical step in the process.
Matt Dundas
Vice President of Finance, CarvanaRead the story
