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Products
Payments
Overview
Explore payments solutions
Auth
Verified account and routing numbers
Identity
Bank account-holder information
Balance
Real-time balance checks
Signal
ACH payment risk platform
Transfer
ACH, RTP, and FedNow payment processing
Investments Move
Streamline asset transfers. Unlock growth.
Fraud & Risk
Overview
Explore fraud and risk solution
Identity Verification
Global KYC and anti-fraud
Beacon
Anti-fraud network
Monitor
AML watchlist screening
Signal
ACH payment risk platform
Identity
Bank account-holder information
Protect
Fraud intelligence system
Personal Finance Insights
Overview
Explore the personal finance insights solution
Transactions
Up to 24 months of categorized data
Investments
Retirement, brokerage, and crypto data
Liabilities
Credit card and mortgage data
Enrich
Cleanse and categorize internal transactions
Credit Underwriting
Overview
Explore our credit underwriting solutions
Income & Underwriting
Credit risk insights powered by Plaid Check
LendScore
A credit risk score powered by unique insights
Open Finance
Overview
Explore open finance solution
Core Exchange
Industry-aligned API connectivity
Permissions Manager
Embeddable consumer permissions management
App Directory
App insights to help manage risk and compliance
Onboarding
Overview
Explore onboarding solutions
Link
Industry-leading bank connections for +12,000 institutions
Layer
Capture identity, contact and bank info in a single click.
Use cases
Banks & credit unions
Pay by bank
Mortgage
Government & public sector
Property management
Gaming
Billing & recurring payments
Auto
Developers
Quickstart
API documentation
Libraries
GitHub
Link demo
Resources
For builders
What's new
Blog
Library
Industry resources
Customer stories
Events
Annual conference
What is Plaid
For users
Troubleshoot account connection
Trust and safety
Control your data with Plaid Portal
Pricing
Log in
Contact sales
fall product release
LendScore
Decision with confidence
A deep dive into LendScore
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