FRAUD & RISK PREVENTION
Spot fraud faster with insights others can’t see
Because only Plaid sees patterns across 7,000+ apps, 12,000+ banks, and a billion connected devices.
What you need to stay ahead of fraud
See the patterns others miss
Plaid pulls together behavior, device activity, and account insights from the network so you can spot fraud risk early, before it’s too late.
Investigate with confidence
Give your team a single dashboard to search, investigate, and act with AI tools that surface patterns fast and cut down on manual reviews.
Route users to the right path
Let real-time risk checks guide users to the right path—onboarding trusted users faster and stepping up when something looks off.
50% reduction in fraud
in the first six months of using Plaid
40% more fraud spotted
after stepping up only 5% of users in early testing
See fraud risk from the start
Get a sense of what’s normal with insights grounded in real behavior, device activity, and bank account history.
A wider view of customer behavior
Get insights from the Plaid Network, which connects 7,000+ apps, 12,000+ banks, and over a billion devices.
Fraud risk indicators that highlight when something’s off
Transaction patterns and behavior changes help spot unusual account activity as it happens.
Fraud reports that help everyone stay safer
Reports from businesses and people who flag stolen or misused credentials help surface potential fraud sooner.
See fraud risk from the start
Get a sense of what’s normal with insights grounded in real behavior, device activity, and bank account history.
A wider view of customer behavior
Get insights from the Plaid Network, which connects 7,000+ apps, 12,000+ banks, and over a billion devices.
Fraud risk indicators that highlight when something’s off
Transaction patterns and behavior changes help spot unusual account activity as it happens.
Fraud reports that help everyone stay safer
Reports from businesses and people who flag stolen or misused credentials help surface potential fraud sooner.
Investigate faster with a single view
See all your risk indicators in one dashboard, use simple AI tools to search and spot hidden patterns, and turn what you learn into no-code rules instantly.
Investigate faster with a single view
See all your risk indicators in one dashboard, use simple AI tools to search and spot hidden patterns, and turn what you learn into no-code rules instantly.
Make risk checks invisible
Continuous, behind-the-scenes checks on device, behavior, and account insights help your team understand when user activity is normal—and when it isn’t.
Background screening
Real-time risk checks that work behind the scenes and never get in the way of the user experience.
Behavior and device intelligence
Passive checks help confirm details like known devices and consistent behavior without adding friction.
Dynamic risk scoring
Risk scores update with every event, helping teams step up at the right moment—when it matters most.
Make risk checks invisible
Continuous, behind-the-scenes checks on device, behavior, and account insights help your team understand when user activity is normal—and when it isn’t.
Background screening
Real-time risk checks that work behind the scenes and never get in the way of the user experience.
Behavior and device intelligence
Passive checks help confirm details like known devices and consistent behavior without adding friction.
Dynamic risk scoring
Risk scores update with every event, helping teams step up at the right moment—when it matters most.
Kristin Clark
WEB DEVELOPMENT MANAGER, VERIDIAN CREDIT UNIONWhat makes stronger fraud defense possible
Take a closer look at the products that verify users, find patterns, and spot fraud faster.
Protect
Spot fraud risk in real time with insights from Trust Index scores and network data.
Detect & stop fraud in real timeLayer
Authenticate return users without asking them to re-enter login credentials.
Authenticate returning usersIdentity Verification
Verify identities and screen for risk indicators to keep onboarding smooth.
Verify user identitiesSignal
Predict ACH returns based on connection history, identity changes, and past events.
Predict ACH return riskIdentity
Confirm account ownership and stop takeover attempts with bank data.
Verify account ownershipMonitor
Screen customers daily against sanctions and PEP lists to help meet AML needs.
Run daily AML screeningsCUSTOMER STORIES
See how teams stay ahead of fraud and risk with Plaid
Your questions, answered
Reach out if we didn’t answer yours.
What is a fraud prevention solution?
A fraud prevention solution is a set of tools that can help detect, reduce, and respond to fraud across the customer lifecycle.
How can businesses reduce fraud without adding user friction?
Businesses can reduce fraud without adding user friction by using fraud insights powered by device signals, applying adaptive step-ups only for high-risk users, and using a configurable dashboard to customize risk rules and set success criteria that match their risk tolerance.
How does Plaid help companies reduce fraud?
Plaid helps companies reduce fraud with device and behavioral analytics, identity and account checks, and network intelligence that flags risk in real time. Our ML models give companies the insights they need to add step-ups when needed and block coordinated fraud attacks early.
What types of fraud can Plaid help prevent?
Plaid helps prevent account takeover, synthetic and stolen identity fraud, coordinated fraud rings, first- and third-party fraud, and promo or onboarding abuse.
Can Plaid help detect synthetic and stolen identities?
Yes. Plaid can help detect synthetic and stolen identities using device behavior, reuse patterns, and document or liveness checks.
How can Plaid’s network intelligence help identify potentially fraudulent behavior?
Plaid’s network intelligence can help identify potentially fraudulent behavior by spotting account reuse and unusual patterns across apps and sessions.
How can Plaid integrate with existing fraud or risk systems?
Plaid can integrate with existing fraud or risk systems through APIs and insights that plug into your decisioning engine and workflows.
