BUSINESS FINANCIAL MANAGEMENT
Give businesses financial clarity
Turn data into automated bookkeeping, smarter spend decisions, and live views of cash inflows and outflows.
What real-time data makes possible
Cash flow that’s up to date
You’re always delivering the latest numbers. Balances and transactions sync automatically, so cash flow is easy to see and plan around.
Better visibility into expenses
Transactions are categorized and labeled automatically, so customers can manage spend without needing to clean anything up.
Faster payroll and invoicing
Help customers pay people and send invoices faster. Accounts and balances are checked in real time, so you know when money is ready.
95% of U.S. banks
serving small businesses are supported
10M+ business accounts
have connected to the Plaid Network
500M+ transactions
are cleaned and enriched every day
See clean, structured cash flow
Connect where businesses bank
Link to checking, savings, and credit card accounts at the banks and credit unions small businesses use.
Use data built for business finances
Automatically identify business accounts and categorize transactions based on real business activity.
See where cash stands today
Combine live balances with up to 24 months of transaction history to plan confidently.
See clean, structured cash flow
Connect where businesses bank
Link to checking, savings, and credit card accounts at the banks and credit unions small businesses use.
Use data built for business finances
Automatically identify business accounts and categorize transactions based on real business activity.
See where cash stands today
Combine live balances with up to 24 months of transaction history to plan confidently.
Take control of business spend
See spend categories more clearly
Automatically classify expenses into fixed, variable, and more—so spend is easier to review and control.
Know exactly where money is going
Transactions are cleaned and enriched with merchant names and categories, eliminating manual cleanup.
Spot recurring costs and opportunities
Surface recurring vendors and subscriptions to support budgeting, renegotiation, and cancellation.
Take control of business spend
See spend categories more clearly
Automatically classify expenses into fixed, variable, and more—so spend is easier to review and control.
Know exactly where money is going
Transactions are cleaned and enriched with merchant names and categories, eliminating manual cleanup.
Spot recurring costs and opportunities
Surface recurring vendors and subscriptions to support budgeting, renegotiation, and cancellation.
Help payroll and invoice payments run smoothly
Use a single source for payments and transfers
Rely on one set of account and routing details to run payments without surprises.
Make sure funds are available before customers pay
Check balances in real time so payroll and invoice payments go through as expected.
Help payroll and invoice payments run smoothly
Use a single source for payments and transfers
Rely on one set of account and routing details to run payments without surprises.
Make sure funds are available before customers pay
Check balances in real time so payroll and invoice payments go through as expected.
Mani Fazeli
Senior Vice President of ProductThe building blocks of business finance
Transactions
Use transaction data to see real-time cash flow and review expenses.
See real-time cash flowBalance
Check real-time balances to see cash position and confirm funds before sending money.
Check balances before paymentcustomer stories
What leading companies build with Plaid
Your questions, answered
Reach out if we didn't answer yours.
What is business financial management software?
Business financial management software helps platforms give businesses visibility into cash flow, expenses, and financial activity by organizing account, balance, and transaction data in one place.
How do platforms deliver business financial management tools?
Platforms deliver business financial management tools by connecting to business bank accounts and using standardized financial data to power reporting, automation, and real-time insights.
How does Plaid enable real-time cash flow visibility?
Plaid enables real-time cash flow visibility by providing live balances and continuously refreshed transactions from business accounts, so platforms can show accurate cash positions.
Why do platforms use Plaid for business financial management?
Platforms use Plaid for business financial management because it offers broad business account coverage, clean transaction data, and enrichment that’s difficult and costly to build in-house.
How is Plaid’s business data different from consumer data?
Plaid’s business data differs from consumer data by supporting business accounts with business-specific indicators and enrichment trained on patterns like payroll, revenue, and operating expenses.
What makes Plaid different from other business data providers?
What makes Plaid different from other business data providers is its scale and network, which improve data quality, coverage, and reliability as more businesses connect.
What types of platforms are the best fit for Plaid’s BFM solution?
The platforms best suited for Plaid’s BFM solution are fintechs, SaaS platforms, and marketplaces building accounting, expense, banking, or lending tools for businesses.
