Calculate your savings with digital asset verification

See what higher digital VoA completion can mean for your business.

Annual mortgage applicationsTotal number of mortgage applications you process each year
Current VoA conversion ratePercentage of applicants who complete digital verification of assets
Industry average: 40%
Average verification cost per applicationYour average cost per application for asset, income, or employment verification
Industry average: $200
Potential annual savings$0

Loan volume impact
Additional verified applications0
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Results are based on your inputs, industry benchmarks, and pricing for similar customers. Results are illustrative. Actual savings will vary.

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What is digital asset verification?

Digital asset verification confirms a borrower’s financial assets—such as checking, savings, or investment accounts—through secure bank account linking instead of manual document uploads. In mortgage lending, it helps lenders verify assets faster, reduce paperwork, and improve application completion rates.

What is digital asset verification?

Digital asset verification confirms a borrower’s financial assets—such as checking, savings, or investment accounts—through secure bank account linking instead of manual document uploads. In mortgage lending, it helps lenders verify assets faster, reduce paperwork, and improve application completion rates.

Why lenders choose Plaid

Digital asset verification works best when it’s simple for borrowers and seamless for lenders.
That’s where Plaid makes the difference.

  • Increase completion

    Verify more borrowers through industry-leading account linking, with conversion rates up to 80% in lending flows.

  • Reduce manual work

    Minimize manual workflows and third-party handoffs by bringing verification into a single digital flow.

  • Move more loans forward

    Qualify more loans for reps and warranties relief using Plaid’s GSE-approved Home Lending Report.

Streamlined access to verified financial data is critical to our ability to offer the right solutions. We found that in Plaid.
Mari Masolini
Director of product management


29% faster

in loan pre-approvals with Plaid-verified assets than those without

A smarter way to verify assets

Talk to a mortgage expert

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