Calculate your savings with ACH
See how much you can save by offering customers a faster, simpler way to pay straight from their bank account—at a fraction of card costs.
After pay by bank
$0
Potential savings is an estimate based on average processing costs; actual savings may vary.
Save on fees.
Spend on growth.
Talk to an ACH expert 
What are ACH payments?
ACH payments are a fast, secure, and low-cost way for customers to move money between bank accounts. It all happens electronically—no cards, checks, or cash needed.
ACH is the rail. Pay by bank is the experience. By adopting our pay by bank solution, businesses save on fees and reduce churn—without compromising on payment performance.
What are ACH payments?
ACH payments are a fast, secure, and low-cost way for customers to move money between bank accounts. It all happens electronically—no cards, checks, or cash needed.
ACH is the rail. Pay by bank is the experience. By adopting our pay by bank solution, businesses save on fees and reduce churn—without compromising on payment performance.
Lower costs, bigger margins
ACH can reduce processing fees by up to 40% compared to credit and debit cards—freeing up more margin to reinvest in growth.
More reliable revenue
No more chasing payments from expired cards or insufficient accounts. ACH helps you predict and collect revenue more consistently.
Higher payment success
Plaid simplifies onboarding, leading to more successful first-time payments and better checkout conversion.
