The digital finance landscape is constantly changing. To stay relevant, fintechs need to get ahead of the latest trends. With proprietary data from thousands of fintech consumers, this year’s Fintech Effect delivers the biggest insights on:
The next wave of consumers: who they are, what keeps them up at night, and what they want from fintech apps
The latest usage trends: what apps consumers plan to use more of in 2024, and which ones they plan to leave behind
Where fintechs go from here: what the hard data says about the future of payments, credit, AI, crypto, and more
are open to switching from credit cards to pay by bank
say credit scores don't show their full financial picture
feel safer when an app asks them to verify their identity at sign-up
“Fintech solutions aren’t just digital alternatives to traditional finance tools—they’re transforming everything about how today’s consumers manage their money.”
We partnered with global market research firm The Harris Poll to explore how today’s consumers are navigating the digital finance landscape and their financial lives at large.
Download the full report to access insights from:
