The Fintech Effect: Stability, impact, and building for the future

More people are using fintech, even in economic uncertainty. Why are consumers turning to fintech and how can you innovate to meet their expectations? Download our free fintech report for insights on building the future of digital finance.

By submitting this form, I confirm that I have read and understood Plaid's Privacy Statement.

An illustration of three people, two with longer hair in ponytails and one with shorter hair and a beard, interacting with an abstracted version of a Rube Goldberg machine.

Download The Fintech Effect to discover

How fintech can solve the top 3 financial challenges for consumers

Where businesses can innovate to stand out from the competition

Why brands need to deliver the great experiences consumers expect

See how consumers are shaping the future of fintech

61%

of consumers say financial apps are helping them weather economic challenges

80%

of consumers prefer applications that verify their users and identity

83%

of consumers prefer to direct where their data goes

Fintech consumer expectations for quality experiences have increased in almost every way, particularly in regards to ease of use and security.
The Fintech Effect 2022

More insights

Pressed for time?

We summarize The Fintech Effect 2022 and break it down by industry.

At 80% adoption, fintech is now mainstream. And consumers are increasingly clear on what they want from digital finance tools — trustworthy, convenient, and secure experiences.

Download executive briefing

Today’s consumers want to learn more about spending and saving. Learn how wealth managers and fintech organizations can meet their needs.

Read wealth managers' guide

Consumers are willing to take extra steps to verify their identity during sign-ups. Learn how brands can make anti-fraud measures a competitive advantage.

Download risk teams' guide