User verification screen showing Eva Prosperi’s personal and banking details being securely shared with Ascend via Plaid, with visual confirmation of successful onboarding.

Onboarding

Turn onboarding
into your advantage

Fast. Smooth. Secure. Plaid powers the most trusted, conversion-optimized financial onboarding in the industry.

Talk with our team Get started

There’s onboarding.
Then, there’s Plaid onboarding.

With 10+ years of scale across 12,000+ institutions and over 100 million consumers, the Plaid Network gives our onboarding an edge others can’t match; it’s fast, secure, and built to convert.

Less tapping,
more converting

When it’s easier, more people do it. Reduce friction, boost sign-ups, and drive revenue—without compromising on security or privacy.

Up to 25% boost

in onboarding conversion

Mobile screen showing successful device authentication and a prompt to sign up instantly with a Plaid account through Ascend, featuring a digital card preview and a secure 'Continue' button.

Trusted by millions

Plaid powers onboarding for 7,000+ companies and connects to 12,000+ institutions. It’s how half of America connects their accounts—with ease, in seconds.

1 in 2 U.S. adults

with bank accounts have used Plaid to connect to an app or service

Mobile screen showing real-time notifications from financial apps like Venmo, Robinhood, Citi, Carvana, Coinbase, and Affirm, highlighting user activity such as payments, account updates, and order confirmations.

Security that scales

Fast or secure? Why not both. We analyze risk in real time—catching bad actors instantly and stopping fraud before it happens.

~3M fraud requests

blocked by Plaid in the last year

Portrait of a woman surrounded by digital icons representing network, SIM card, location, and device signals, with a banner reading 'Risk Assessment: Pass,' indicating successful identity and device verification.
Mobile screen showing successful device authentication and a prompt to sign up instantly with a Plaid account through Ascend, featuring a digital card preview and a secure 'Continue' button.
Mobile screen showing real-time notifications from financial apps like Venmo, Robinhood, Citi, Carvana, Coinbase, and Affirm, highlighting user activity such as payments, account updates, and order confirmations.
Portrait of a woman surrounded by digital icons representing network, SIM card, location, and device signals, with a banner reading 'Risk Assessment: Pass,' indicating successful identity and device verification.

LINK + LAYER

The duo making onboarding feel effortless

  • Link, the gold standard in account linking

    You’ve likely already met—over 100 million U.S. adults have used Link to securely connect a bank account to an app or service. It’s seamless for users and high-converting for you. Talk about a win-win.

    Learn more about Link

  • Layer, the fastest way to onboard

    Layer builds on Link to take onboarding even further—and faster. With just a user’s phone number, it delivers complete identity data and linked bank accounts. Instantly.

    Learn more about Layer

PLAID EFFECTS 2025

See Link and Layer in action

Make the best first impression with the industry’s trusted solution

Let’s get started

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