The Fintech Effect
2025 Fintech Effect: Your customers have evolved, have you?
In partnership with The Harris Poll, we uncovered what 2,000+ U.S. consumers think—and how listening to their expectations can be your advantage in 2026.
Industry insights and guides to help your business grow

The ultimate guide to identity verification
ACH Payments 101 – How ACH works for businesses
Bank account verification guide: What it is and how it works
The value of cash flow data for better loan servicing
What is open banking? A guide to the future of finance
How to enhance the fintech onboarding process
How financial account aggregators fuel fintech solutions
How to integrate cash flow data into the lending process
Global KYC: Navigating challenges across borders
Payments industry insights
Insights on lending and credit
Financial Technology
Identity Verification
Financial fraud insights
Financial compliance insights
Automated Clearing House (ACH)
Banking / Financial Institutions
Open Finance APIs and connectivity
In partnership with The Harris Poll, we uncovered what 2,000+ U.S. consumers think—and how listening to their expectations can be your advantage in 2026.