plaid transfer
Stay ahead with instant rails and smarter ops
Every bank rail. All your payment flows. Send and receive payments while lowering risk and raising the bar on customer experiences.
Money movement made easy
Tap into every bank rail
Access instant, same-day, and next-day rails for all your pay-ins and pay-outs.
Fine-tune payment performance
Grow revenue and prevent failed payments with configurable rules and performance insights.
Build for multiple use cases
Power everything from account funding to insurance payments on one platform.
Modern, versatile bank payments
Consolidate vendors, streamline operations & stay on top of cash flow with an all-in-one solution.
Instant, same-day & standard rails: Access ACH, RTP, FedNow, Request for Payment (RfP) & wire transfers.
Build new payment flows: Support new use cases or add a back-up to your existing processors.
Get paid instantly: Reduce failed payments & fraud with instant pay-ins.
Modern, versatile bank payments
Consolidate vendors, streamline operations & stay on top of cash flow with an all-in-one solution.
Instant, same-day & standard rails: Access ACH, RTP, FedNow, Request for Payment (RfP) & wire transfers.
Build new payment flows: Support new use cases or add a back-up to your existing processors.
Get paid instantly: Reduce failed payments & fraud with instant pay-ins.
Plaid Transfer moves over $1B
every month
See it in action Get clarity and control over every payment
Risk tools that pay off: Lower returns with built-in risk controls and configurable rules.
Performance at a glance: Scale smarter with a bird’s-eye view of transfers, accounts, and returns.
Easy integration: Connect with Plaid tools for lowering risk, validating funds, and more.
Get clarity and control over every payment
Risk tools that pay off: Lower returns with built-in risk controls and configurable rules.
Performance at a glance: Scale smarter with a bird’s-eye view of transfers, accounts, and returns.
Easy integration: Connect with Plaid tools for lowering risk, validating funds, and more.
With real-time payments through Plaid, we’re removing one more layer of friction, helping customers move through the process even faster and, in some cases, even schedule same-day delivery.
Matt Dundas
VP of FinanceRead the story
key USE CASES
Solve real business challenges with smarter processing
Account funding
Power smoother flows for wallet funding, account opening, and more
Lending
Offer instant disbursements and optimize repayments for fewer losses
Bill payments
Let customers pay their way with a conversion-optimized experience
Insurance
Pay out claims or collect premiums faster and more securely—no checks required
Wages
Offer flexible payment options for gig workers and contractors
Customer payouts
Keep customers happy with faster rewards and refunds
