Transactions

Transaction data that won’t keep you guessing

Whether you need financial insights or you’re offering them, we’ll give you up to 24 months of customer spending data–cleaned up, organized, and ready to go.

Contact salesView API docs

A banking app interface displaying a user's profile and transaction history. The profile for 'Gianna Cervo' indicates the account is linked successfully. Below are recent transactions listing debits for fitness services and rent, along with a credit from a service called Wonderwallet. Icons accompany the transactions, suggesting the nature of each expense.

Onboard more customers

More sign-ups mean more data. Our onboarding flow converted 23% better than competitors in a recent test–and we’re not slowing down.

Never miss a checkout

You can rest easy. We’ll notify you anytime there’s a new or updated transaction linked to a connected account.

Turn data into insights

No more guesswork. We power 500+ million daily transactions and can give you an up-to-date view of your customers’ spending habits.

Transaction data is messy, so we cleaned it up and made it easy to use

500K+

Drop onboarded 500,000 new customers in the first 6 months

20%+

Brigit saw 20% more category coverage in a head-to-head test

$18M+

Vola saved customers over $18 million in overdraft fees 

Proof is in the data (and dashboard)

Track spending data across credit cards, checking, savings, and student loan accounts

Get the full financial picture with enhanced merchant, category, channel, and location data

Understand a buyer’s intent with easy-to-follow categorization

Keep up with expenses and deposit insights in real time

Allow customers to refresh their transaction data on demand

Contact sales

Proof is in the data (and dashboard)

Track spending data across credit cards, checking, savings, and student loan accounts

Get the full financial picture with enhanced merchant, category, channel, and location data

Understand a buyer’s intent with easy-to-follow categorization

Keep up with expenses and deposit insights in real time

Allow customers to refresh their transaction data on demand

Contact sales

Go from point in time to real time

Transactions aren’t always final. Whether a hotel refunds a security deposit or a restaurant includes a tip, we’ll let you know anytime a transaction gets added, removed, or updated–so you your team can work smarter and faster.

Contact sales

Go from point in time to real time

Transactions aren’t always final. Whether a hotel refunds a security deposit or a restaurant includes a tip, we’ll let you know anytime a transaction gets added, removed, or updated–so you your team can work smarter and faster.

Contact sales

Because Plaid’s data is so rich and deep, it allows us to better understand our members so that we can begin to personalize the member experience.

Connie Crossley,
Principal Product Manager at SoFi

Watch the story

Customer stories

See how Plaid can
power your business

WHY PLAID

Everything is better on the
industry’s most trusted platform

Connect to millions of people for faster, safer, and more seamless financial experiences


100M+ global users

8,000+ digital finance apps and services

12,000+ financial institutions in 17 countries

Connect to millions of people for faster, safer, and more seamless financial experiences


100M+ global users

8,000+ digital finance apps and services

12,000+ financial institutions in 17 countries

Built for businesses,
made for developers

Start building today and get access to the most comprehensive transaction data on the planet with with >90% categorization accuracy. Our easy-to-use developer tools make streamlining your API integration easy.

View API docs

Built for businesses,
made for developers

Start building today and get access to the most comprehensive transaction data on the planet with with >90% categorization accuracy. Our easy-to-use developer tools make streamlining your API integration easy.

View API docs

ready to get more out of transactions?

Collaborative products designed to make your solution even more powerful

Enrich

Enhance transaction data from card products, bank accounts, and other non-Plaid sources.

Liabilities

Get access to detailed loan data, credit cards, mortgages, account balances, and payments.

Investments

Build a holistic view of investments, including account balances, holdings, and transactions.

background brushstroke

Turn messy data into better insights, one transaction at a time

Talk to a Transactions expert today.

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