Plaid protect
Fraud protection you can’t get anywhere else
Built on real financial behavior across millions of users, devices, and bank accounts—signals fraudsters can’t fake and others can’t see.
Talk with our teamFraud doesn’t operate in silos.
Neither should your defenses.
Most fraud tools rely on static identity data or basic device checks. Plaid Protect uses the Trust Index to generate a dynamic trust score based on real-time financial activity across millions of data points.
See fraud risk across users, devices, and accounts
Uncover financial behavior fraudsters can’t fake
Act faster with real-time fraud intelligence
Fraud doesn’t operate in silos.
Neither should your defenses.
Most fraud tools rely on static identity data or basic device checks. Plaid Protect uses the Trust Index to generate a dynamic trust score based on real-time financial activity across millions of data points.
See fraud risk across users, devices, and accounts
Uncover financial behavior fraudsters can’t fake
Act faster with real-time fraud intelligence
What the early tests show
40%
of first-party fraud caught for a publicly traded lender at a 5% step-up rate
47%
of fraud caught for a large crypto firm, stepping up 1 in 10 users
50%
fewer fraud losses for a leading cash advance company at a 5% step-up rate
Stop fraud without slowing things down
See risk the moment a device hits your flow
Get an early risk signal that adapts automatically as behavior changes.
Route users based on their real-time risk
Move low-risk users faster and add friction only when it’s needed.
Move from insight to action in real time
Ask questions in plain language
Use everyday language to spot fraud patterns across users, devices, and accounts. No SQL. No complex dashboards.
Investigate risk in minutes
Drill into flagged behavior with full context from across Plaid’s network. Confirm risk in minutes without stitching data together.
Turn insights into fraud rules
Convert what you find into live fraud rules with a single click. No code. No handoffs. No waiting on engineering.
Your questions, answered
Reach out if we didn’t answer yours.
What is Plaid Protect?
Plaid Protect is an AI-powered fraud intelligence platform built on the Plaid Network, giving you visibility into how users, devices, and bank accounts move across the financial ecosystem to detect fraud in real time.
What signals does Plaid Protect use to detect fraud?
Plaid Protect uses up to 10,000+ signals to detect fraud, including network behavior across 7,000+ apps, device intelligence, bank account risk, identity verification data, and real-time consortium feedback.
How does Plaid Protect evaluate fraud risk?
Plaid Protect evaluates fraud risk by analyzing financial behavior across 500M+ linked accounts, flagging newly opened or closed accounts, suspicious changes, and anomalous transaction patterns.
What are consortium and ATO reports in Plaid Protect?
Consortium reports in Plaid Protect are shared fraud signals from businesses across the Plaid Network. ATO reports flag account takeover activity, helping identify repeat and coordinated fraud early.
