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Pricing Plans

Simple, scalable plans for businesses of all sizes

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Pay as You Go

Best for individuals and developers

Start with our month-to-month plan: unlimited usage, no commitments upfront—only pay for what you use.

Key Features

  • Access to GA products

  • Unlimited live API calls

  • Link customization

  • Standard Pricing

Request access
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Growth

Best for small teams and startups

Scale with a 12-month commitment: access discounts, platform support package, and account management.

Key Features

  • Everything in Pay as You Go

  • Discounted product rates

  • Platform support package

  • Single Sign-On for Plaid Dashboard

Talk with our team
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Custom

Best for businesses that need to scale

Create a flexible plan with custom solutions, volume-based pricing, and support for regulated industries.

Key Features

  • Everything in Growth

  • Access to beta products

  • Volume discounts

  • Integration assistance

  • Premium support

  • Account Management

Talk with our team

Start testing in sandbox for free

Try it now

Products

Pay as You Go

Growth

Custom

Auth
Help customers fund accounts faster
Balance
Instantly confirm account balances
Identity
Verify bank account ownership
Identity Match
Match bank account ownership
Investments Move
Authorize investment transfers
Assets
Access financial data for underwriting
Income
Verify income and paystubs
Statements
Refresh statements by date
Enrich
Clean up raw transaction data
Investments
Get a holistic view of investments
Liabilities
Easily understand customer debt
Transactions
Access 24 months of transaction data
Identity Verification
Verify good users and stop bad ones
Monitor
Stay AML and PEP compliant
Beacon
Stop fraud with industry insights
*
Layer
Onboard customers instantly
*
Signal
Prevent NSFs and other returns
*
Transfer
Transfer money between accounts
*
Consumer Report
Get risk insights for underwriting
*
Request access
Talk with our team
Talk with our team

*Talk to a Plaid Contact to learn more

Get answers to your pricing questions

Have a question we didn’t answer? Talk with our sales team today.

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Yes. Consumers can use Plaid to safely connect and control the financial information they share with apps or services at no cost.

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Absolutely. Our Limited Production service allows you to make up to 200 API calls with each available product using live data. This is the best way to start learning about and testing Plaid’s APIs.

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We offer three basic pricing models based on the product(s) you’re using and how it’s designed: one-time, subscription, and per-request.
  • One-time fee products: You’ll incur a charge only once per connected account, regardless of the number of API calls made.
  • Subscription products: These incur a monthly fee for each connected account.
  • Per-request products: These have a flat fee for every successful API call.
For more information on pricing, plans, or volume discounts, please visit Plaid Billing or connect with our sales team.

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We offer volume discounts based on the length of your contract and/or the minimum monthly commitment you choose. For more details, please reach out to our sales team.

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It’s simple—once you sign up for the products you need in Plaid's production dashboard, we’ll charge the card on file for the connected items (accounts). No upfront commitments. Only pay for what you use.