Digital solutions for banks and credit unions of any size
Customers expect frictionless banking. Plaid in MeridianLink® helps you open and fund accounts faster by verifying income instantly.
Turn applicants into customers
Enable customers to onboard with less friction and fewer manual steps, helping reduce drop-offs along the way.
Reduce fraud risk
Protect against fraud with trusted bank data that's harder to manipulate than static documents.
Simplify borrowing
Cut the back-and-forth between lenders and applicants by pulling verified income data directly from borrowers’ bank accounts.
Effortless account opening, one integration
Onboard users faster with instant identity verification built into MeridianLink® Opening.
Bring on more users quicker
Help more applicants complete onboarding by making it easy to connect accounts and verify identity.
Catch fraud early, keep sign-ups moving
Check for fraud as users sign up, without slowing down trusted customers.
Move from onboarding to first transaction faster
Eliminate microdeposit delays so customers can fund accounts in seconds using your existing payment rails.
Effortless account opening, one integration
Onboard users faster with instant identity verification built into MeridianLink® Opening.
Bring on more users quicker
Help more applicants complete onboarding by making it easy to connect accounts and verify identity.
Catch fraud early, keep sign-ups moving
Check for fraud as users sign up, without slowing down trusted customers.
Move from onboarding to first transaction faster
Eliminate microdeposit delays so customers can fund accounts in seconds using your existing payment rails.
7 seconds
to link financial accounts with Plaid Auth
23% lift
in conversion across onboarding flows
1 in 2
U.S. adults with bank accounts use Plaid
Verify income in seconds
With Plaid in MeridianLink® Consumer, banks and credit unions can capture income streams traditional methods miss.
Less paperwork, more approvals
Replace manual uploads with instant income verification, reducing errors, costs, and delays.
See more income streams
Capture income beyond the W-2—including gig and freelance earnings—so you can verify more applicants with confidence.
Reduce income fraud risk
Use bank-sourced data to help detect inconsistencies in self-reported income.
Verify income in seconds
With Plaid in MeridianLink® Consumer, banks and credit unions can capture income streams traditional methods miss.
Less paperwork, more approvals
Replace manual uploads with instant income verification, reducing errors, costs, and delays.
See more income streams
Capture income beyond the W-2—including gig and freelance earnings—so you can verify more applicants with confidence.
Reduce income fraud risk
Use bank-sourced data to help detect inconsistencies in self-reported income.
