Faster, smarter digital banking
Transform account opening and funding with Plaid & MeridianLink®’s seamless onboarding, secure verification, & instant connectivity.
Boost growth & conversion
Reduce drop-off rates and increase conversion with quick, smooth authentication that gets customers connected in seconds.
Enhance user experience
Give customers the simple onboarding experience they want, with instant account connectivity and real-time verification.
Strengthen fraud protection
Trade microdeposits and manual database verification for Plaid’s risk intelligence, reducing account takeovers and payment vulnerabilities.
Effortless account opening and funding (OAO)
Gain deeper insights with cash flow data
With Plaid’s Auth, Identity, and Beacon products, financial institutions can onboard more users, faster. This means faster deposit growth with less friction. Minimize drop-offs, and accelerate the journey from application to first transaction.
Reduce fraud with secure verification
Credential-based verification and advanced risk intelligence significantly lowers risk in fraudulent accounts or takeovers at account opening.
Smarter credit decisions with real-time data
Gain deeper insights with cash flow data
Turn Plaid’s real-time cash flow data analysis into informed credit decisions, so banks and lenders can move more confidently without slowing down.
Automate data retrieval
Bring cash flow data directly into the lending process, so lenders can spend less time gathering data and more time approving borrowers and expanding credit access.
Our collaboration ensures customers can verify identities, fund accounts instantly, and move money securely—all while reducing fraud and enhancing trust.
Matt Green, Director of Business Development
MeridianLink®
