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PLAID & MERIDIANLINK®

Faster, smarter digital banking

Transform account opening and funding with Plaid & MeridianLink®’s seamless onboarding, secure verification, & instant connectivity.

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  • Boost growth & conversion

    Reduce drop-off rates and increase conversion with quick, smooth authentication that gets customers connected in seconds.

  • Enhance user experience

    Give customers the simple onboarding experience they want, with instant account connectivity and real-time verification.

  • Strengthen fraud protection

    Trade microdeposits and manual database verification for Plaid’s risk intelligence, reducing account takeovers and payment vulnerabilities.

Effortless account opening and funding (OAO)

  • Onboard more trusted users in less time

    With Plaid’s Auth, Identity, and Beacon products, financial institutions can onboard more users, faster. This means faster deposit growth with less friction. Minimize drop-offs, and accelerate the journey from application to first transaction.

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    MeridianLink - Partners - Eva Prosperi Onboarded Funds Settled
  • Credential-based verification and advanced risk intelligence significantly lowers risk in fraudulent accounts or takeovers at account opening.

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    MeridianLink - Partners - Eva Prosperi Onboarded Funds Settled
MeridianLink - Partners - Eva Prosperi Onboarded Funds Settled
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Faster, more secure money movement

  • Gain deeper insights with cash flow data

    Turn Plaid’s real-time cash flow data analysis into informed credit decisions, so banks and lenders can move more confidently without slowing down.

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  • Bring cash flow data directly into the lending process, so lenders can spend less time gathering data and more time approving borrowers and expanding credit access.

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Our collaboration ensures customers can verify identities, fund accounts instantly, and move money securely—all while reducing fraud and enhancing trust.

Matt Green

Director of Business Development, MeridianLink

Digital banking solutions made simple

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Make the most of your MeridianLink® integration

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