Add pay by bank to your stack, while managing ACH risk
Manage every payment rail from a single dashboard, with Plaid’s ACH and fraud tools built directly into Gr4vy’s orchestration platform.
Smarter ACH from the start
Access real-time verification, balance checks, and risk scoring—all built directly into Gr4vy.
Verify ownership instantly
Confirm account and identity details in seconds to reduce errors and unauthorized use.
Validate funds upfront
Check available balances before debit to prevent insufficient-funds returns.
Make smarter payment decisions
Use fraud and return risk signals to identify high-risk payments before money moves.
Smarter ACH from the start
Access real-time verification, balance checks, and risk scoring—all built directly into Gr4vy.
Verify ownership instantly
Confirm account and identity details in seconds to reduce errors and unauthorized use.
Validate funds upfront
Check available balances before debit to prevent insufficient-funds returns.
Make smarter payment decisions
Use fraud and return risk signals to identify high-risk payments before money moves.
2x higher
Pay by bank adoption among Plaid returning users
Up to 80%
Fewer NSF returns on first payments with Plaid Signal
1 in 2
U.S. adults with bank accounts
use Plaid
Own your Pay by Bank strategy
Activate Plaid within Gr4vy while staying in control of your ACH infrastructure.
Leverage network scale
Plaid connects to 12,000+ financial institutions, so most customers can get set up right away.
Set your own terms
Contract directly with Plaid for pricing, underwriting, and support.
Stay in control as you scale
Add processors, optimize routing, or evolve your strategy without re-architecting.
Own your Pay by Bank strategy
Activate Plaid within Gr4vy while staying in control of your ACH infrastructure.
Leverage network scale
Plaid connects to 12,000+ financial institutions, so most customers can get set up right away.
Set your own terms
Contract directly with Plaid for pricing, underwriting, and support.
Stay in control as you scale
Add processors, optimize routing, or evolve your strategy without re-architecting.
