Fintech Predictions returns for 2026

Get an exclusive look into the trends shaping financial services, from AI and open finance to fraud, payments, and lending.

Fintech Predictions returns for 2026

Get an exclusive look into the trends shaping financial services, from AI and open finance to fraud, payments, and lending.

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The predictions are here

Explore Plaid CEO Zach Perret’s insights on where fintech is headed next—joined by Credit Product Lead Michelle Young and CTO Will Robinson.

Discover how:

  • Lenders will focus more on fraud than delinquency

  • The biggest AI users will be fraudsters, not fintechs

  • Lenders will unbundle the credit score

  • And more

Get the report

The predictions are here

Explore Plaid CEO Zach Perret’s insights on where fintech is headed next—joined by Credit Product Lead Michelle Young and CTO Will Robinson.

Discover how:

  • Lenders will focus more on fraud than delinquency

  • The biggest AI users will be fraudsters, not fintechs

  • Lenders will unbundle the credit score

  • And more

Get the report

"The cost to commit fraud has gotten really cheap. And fraud-fighting tools have not reacted fast enough to push that cost back up."
Zach Perret
Co-founder & CEO, plaid

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