Fintech Predictions 2026

An exclusive conversation about the future of digital finance.

Tech Talk

Take a look at what Plaid Co-founder and CEO Zach Perret thinks will matter most in fintech in the year ahead.

Stablecoins will shift from a fintech experiment to real banking infrastructure.

Stablecoins will shift from a fintech experiment to real banking infrastructure.

Attack bots will adapt in real time, pushing teams toward defense agents and treating fraud as a systems problem.

Attack bots will adapt in real time, pushing teams toward defense agents and treating fraud as a systems problem.

Consumers will turn to financial agents through apps to manage their money, make payments, and invest smarter.

Consumers will turn to financial agents through apps to manage their money, make payments, and invest smarter.

Credit decisions will move beyond a single score, combining traditional models with cash flow data.

Credit decisions will move beyond a single score, combining traditional models with cash flow data.

As tools like ChatGPT continue to be part of everyday life, banks will offer financial products through AI chatbots.

As tools like ChatGPT continue to be part of everyday life, banks will offer financial products through AI chatbots.

Credit underwriting is shifting from 90-day delinquencies to “will the borrower even make the first payment?”

Credit underwriting is shifting from 90-day delinquencies to “will the borrower even make the first payment?”