PLAID VS. LEGACY PROVIDERS
Upgrade your data aggregator
Your customers expect speed, reliability, reach, and protection from fraud. Plaid delivers, so you can focus on building, not fixing.
PLAID VS. LEGACY PROVIDERS
Upgrade your data aggregator
Your customers expect speed, reliability, reach, and protection from fraud. Plaid delivers, so you can focus on building, not fixing.
Instant account verification
Authenticate bank accounts in seconds—fewer drop-offs, no manual entry, less fraud.
Personal finance management
Give customers a clear, complete view of their finances with enriched, easy-to-use data.
Effortlessly switch platforms
Our transfer process is simple for teams and smooth for customers, no matter how you move.
INSTANT ACCOUNT VERIFICATION
Verify bank accounts in seconds— without the friction
The hurdle
Frequent failed connections lead to dropped sign-ups and stalled growth
Manual microdeposits leave you exposed due to limited fraud protection
The ideal path
Broad verification coverage, with fallbacks that reduce payment returns
Built-in risk tools that flag issues before they impact your business
Plaid’s solution
95%+ accounts eligible, with fallbacks that reduce account and routing errors
Account ownership checks + ACH risk scoring to block fraud before it happens
of U.S. bank accounts can be verified instantly with Plaid
U.S. adults with a bank account have connected to an app or service using Plaid
PERSONAL FINANCE MANAGEMENT
Power personal finance with data your customers can trust
The hurdle
Inaccurate data creates weak insights, frustrated customers, and missed growth
Breaks in connectivity leave you with outdated data you can’t trust
The ideal path
Structured transaction data built for accurate insights and better decisions
Persistent connections that keep data fresh and reliable over time
Plaid’s solution
20% better transaction categorization improves insights for personal finance
Fewer than 1% monthly disconnects keep data current and accurate
transfer process
Switch providers with confidence, guided by experts
Plaid’s team understands the challenges of switching providers and adapts to your needs—whether gradual or single-day—so customers stay connected. We help you every step of the way through:
Flexible support
We adapt to your systems and timeline so the transition fits your business.
Hands-on guidance
Work directly with Plaid specialists who’ve led transfers like yours.
Proven paths
Follow clear, tested approaches that keep customers connected throughout.