A Modern Guide to ACH

How to add ACH to your platform and reduce risk

Find out why today’s biggest fintech apps are incorporating ACH, and how to use it to win more customers, increase your margins, and build brand loyalty.

A Modern Guide to ACH

How to add ACH to your platform and reduce risk

Find out why today’s biggest fintech apps are incorporating ACH, and how to use it to win more customers, increase your margins, and build brand loyalty.

By submitting this form, I confirm that I have read and understood Plaid's Privacy Statement.

  • > 5X

    lower costs for ACH compared to card fees

  • $86.2T

    spent in ACH payments in 2024, +7.6% year over year

  • 2X

    growth in consumer ACH bill payments from 2014-2023

Digital brochure cover titled “Modern ACH” with gradient blue and violet wave design, featuring the Plaid logo, representing modernized automated clearing house payment solutions.
Digital brochure cover titled “Modern ACH” with gradient blue and violet wave design, featuring the Plaid logo, representing modernized automated clearing house payment solutions.

About the report:

ACH offers significantly lower payment costs compared to cards. But just like any other payment rail, you need the right approach to get its benefits.

In this whitepaper, we’ll teach you:

  • What ACH is, how it works, and why today’s leading companies use it

  • How to implement ACH and create new financial opportunities for your business

  • How to understand and minimize your risk with ACH

About the report:

ACH offers significantly lower payment costs compared to cards. But just like any other payment rail, you need the right approach to get its benefits.

In this whitepaper, we’ll teach you:

  • What ACH is, how it works, and why today’s leading companies use it

  • How to implement ACH and create new financial opportunities for your business

  • How to understand and minimize your risk with ACH

Effective ACH use allows businesses to get their customers in the door without breaking the bank, helping businesses create new financial possibilities.

A modern guide to ACH

Modern ACH is here.
Get up to speed with our guide.

Download now