plaid & payments dive

Modernize ACH to grow your bottom line

Learn how modern ACH helps payment leaders drive up to 15% higher conversion and 40% fewer returns.

plaid & payments dive

Modernize ACH to grow your bottom line

Learn how modern ACH helps payment leaders drive up to 15% higher conversion and 40% fewer returns.

By submitting this form, I confirm that I have read and understood Plaid's Privacy Statement.

What’s inside the report?

ACH remains the backbone of recurring payments—but legacy systems lead to friction, failed transactions, and unnecessary costs.

In this whitepaper, you’ll learn how payment leaders:

  • Simplify onboarding and reduce drop-off

  • Lower operational costs and boost margins

  • Build more reliable, modern payment systems

What’s inside the report?

ACH remains the backbone of recurring payments—but legacy systems lead to friction, failed transactions, and unnecessary costs.

In this whitepaper, you’ll learn how payment leaders:

  • Simplify onboarding and reduce drop-off

  • Lower operational costs and boost margins

  • Build more reliable, modern payment systems

How Plaid modernizes ACH

Move beyond legacy ACH with intelligent automation that reduces friction, minimizes risk, and drives more revenue.

  • Reduce failed payments

    Let customers connect bank accounts in seconds—no manual entry or micro-deposits required.

    Plaid logo on celula
  • Use machine learning to predict insufficient funds or fraud before a payment runs—helping cut returns by up to 40%.

    Plaid logo on celula
  • Replace costly card transactions with Plaid-powered ACH for a more reliable, lower-fee way to get paid.

    Plaid logo on celula
Plaid logo on celula
"Paying bills via ACH should be as simple and repeatable as any other type of payment...that’s the level of experience you have to offer to truly drive adoption.”
From the Modernizing ACH for Payment Leaders whitepaper

See how modern ACH leads
to better business outcomes

Download the whitepaper