Skip to main content

Products
Learn how you can make the most of financial data
Global coverage
AuthAccount and routing numbers
BalanceReal-time balance checks
IdentityBank account-holder information
TransactionsUp to 24 months of categorized data
AssetsPoint-in-time snapshots of users' finances
IncomeIncome and employment verification
InvestmentsRetirement, brokerage, and crypto data
LiabilitiesStudent loan, credit card, and mortgage data
SignalACH Risk Assessment & Scoring
EnrichCleanse and categorize internal transactions
Identity VerificationGlobal KYC and anti-fraud
MonitorAML and PEP screening
Use cases
Learn how you can make the most of our products
Customer stories
Personal finances
Lending
Wealth
Open finance
Consumer payments
Digital banking
Business finances
Pricing
For developers
Everything you need to integrate with Plaid and learn about our APIs
GET STARTED
Quickstart
API documentation
RESOURCES
Libraries
GitHub
About us
Get to know the people behind the code and the mission behind the work
GET STARTED
Company
Careers
Blog
Contact
PRIVACY & SECURITY
Safety
How we handle data
Legal
For consumers
Safely connect your accounts and control access to them
Trouble connecting?
Control access with Plaid Portal
GET STARTED
How Plaid worksPlaid builds connections that enable you to securely share your data
Discover appsDiscover apps that are powered by Plaid

How we handle dataPlaid lets you securely share data from your financial institution with the apps you choose
Why is Plaid involved?Plaid powers the apps in your financial life

Products
Use cases
Pricing
For developers
About us
For consumers

RESOURCES
>
ACH

ACH

Insights and trends about ACH

12 resources available

Search

Topics

What is Nacha and is your business compliant?

Read now

ACH return codes: What they mean and how to minimize risk

Read now

Ready to get started?

Products
Auth
Balance
Identity
Transactions
Assets
Income
Investments
Liabilities
Identity Verification
Monitor
Signal
Enrich
Global coverage
Pricing

Use cases
Personal finances
Consumer payments
Lending
Digital banking
Wealth
Business finances
Open finance
Customer stories
For developers
Quickstart
API documentation
Libraries

About us
Company
Careers
Blog
Contact
Partners
Press
Resources
Fin
Safety
How we handle data
Legal & Privacy
Plaid Link

About us
Company
Careers
Blog
Contact
Partners
Press
Resources
Fin
Safety
How we handle data
Legal & Privacy
Plaid Link

Use cases
Personal finances
Consumer payments
Lending
Digital banking
Wealth
Business finances
Open finance
Customer stories
For developers
Quickstart
API documentation
Libraries

For consumers
How it works
Discover apps
Why is Plaid involved?
Trouble connecting?
Plaid Portal
FAQs
For financial institutions
Work with us
Data Connectivity
Privacy Controls

© 2023 Plaid Inc.