The Fintech Spotlight 2022

Download the annual report and get the latest insights and in-depth analysis on the future of digital finance.

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Report cover image for Fintech spotlight 2022
86% of consumers expect more meaningful control over their financial data.

6 out of 10 of the average smartphone user’s apps don’t get used.

The CAGR of real-time payments is expected to increase 33% by 2032.

About the report:

The global landscape has evolved remarkably over the past year, with major events impacting how the world manages its money. What does this mean for fintech? Our latest report takes a closer look over six key categories:

  1. Personal financial management: Making PFMs actionable and automated
  2. Wealth: Putting customers first through diversification
  3. Lending: Mitigating risk in times of uncertainty
  4. Consumer payments: The benefits of alternative payment methods
  5. Crypto: The shift to real-world utility
  6. Banking: Leveraging data privacy to strengthen business
“The implementation of a holistic suite of processes in conjunction with the use of traditional reviews and credit signals will be key to reducing risky loans—and will be equally important to emerging from a potential economic downturn unscathed.”
- The Fintech Spotlight 2022