WHITEPAPER
Turning cash flow data into confident credit decisions
How lenders can reduce risk, expand access, and future-proof their credit models with LendScore.
WHITEPAPER
Turning cash flow data into confident credit decisions
How lenders can reduce risk, expand access, and future-proof their credit models with LendScore.
Plaid's alternative data credit risk model helps lenders make sharper decisions by reducing risk, expanding approvals, and performing consistently across loan types. The results speak for themselves:
41% reduction in risk at a fixed approval rate vs. a traditional benchmark
73% approval rate using LendScore vs. 65% for the benchmark at equivalent risk
Up to 5x more approvals for thin-file consumers at near-prime default rates
Download the white paper to see the full performance data and what it could mean for your portfolio.
Plaid's alternative data credit risk model helps lenders make sharper decisions by reducing risk, expanding approvals, and performing consistently across loan types. The results speak for themselves:
41% reduction in risk at a fixed approval rate vs. a traditional benchmark
73% approval rate using LendScore vs. 65% for the benchmark at equivalent risk
Up to 5x more approvals for thin-file consumers at near-prime default rates
Download the white paper to see the full performance data and what it could mean for your portfolio.