Library@2x

Content from Plaid to help your business grow

No single checkpoint can catch fraud on its own. It’s time for a new approach.

Catch fraud  risk before losses hit

How top lenders use cash flow data to improve portfolio performance

A new credit strategy for a new economy

The strongest carriers don't wait for fraud to surface as a claim. See how they catch it upstream, where stopping it costs far less.

How leading insurers are getting ahead of fraud

Capture the borrowers credit reports miss

See how leading auto lenders are tackling fraud, thin credit files, and slow payments.

Automotive Playbook

See why AI is making “intelligent” the new “digital.”

State of Intelligent Finance

Leading carriers are moving fraud detection upstream. Learn the three steps to spotting it early.

Carrier Whitepaper

Strengthen fraud prevention, improve payments, and reinforce trust with real-time financial data.

Insurance

AI is changing fraud. Hear from industry experts on what modern defenses require.

Rethinking fraud in the AI era

See why financial data is the new foundation to fraud prevention in the AI era.

The new identity crisis: Rethinking fraud in the AI era

As fintech heads into another year of change, here are a several predictions from Plaid CEO Zach Perret worth paying attention to.

Fintech Predictions returns for 2026

120+ mortgage lenders share the challenges and opportunities in adopting new tech—and what’s next for the industry.

The next evolution of verification is digital first

Lenders are making more precise risk decisions with cash flow underwriting. Learn how you can too.

Modernize ACH to grow your bottom line

Lenders are making more precise risk decisions with cash flow underwriting. Learn how you can too. 

Getting started  with cash flow data

AI is changing the fraud landscape. See how smarter tools and industry collaboration can help you fight back.

Battling next-gen financial fraud

Learn how top teams are shifting from fragmented defenses to connected, real-time strategies.

The playbook  for modern fraud defense

Hear experts decode AI-fueled fraud and discover new strategies for staying ahead.

Outsmarting AI-driven fraud

IDC MarketScape analyzed the identity verification market—evaluating vendor strategies, capabilities, and use cases across financial services—and Plaid was recognized in the report.

IDC names Plaid a leader in identity verification

Fraud is getting smarter. Expectations are getting higher. Learn about 34 vendors and how modern IDV cuts customer churn, blocks threats, and simplifies compliance—backed by Forrester insight.

What’s next in identity verification, according to Forrester

Get unbiased insights from 2,000+ consumers on how they engage with financial services.

Money Talks Report

Learn how to use cash flow data to grow your borrower pool without adding more risk.

Cash flow underwriting: reshaping the lending landscape

Learn how MoneyLion is building a financial marketplace that better meets today's consumer needs.

Building a new way for consumers to shop for financial products

5 startup founders gave their honest perspectives on scaling up. Get their insights.

Startup ebook

Discover four trends shaping the future of finance and how you can prepare for new opportunities. 

Future of Finance

Read this in-depth report by Lipis Advisors looking at the global market trends shaping the future of payments.

The rise of pay by bank

Onboard customers instantly | Plaid Effects 2024 product deep dive

Lend smarter with cash flow data | Plaid Effects 2024 product deep dive

The pay-by-bank advantage | Plaid Effects 2024 product deep dive

Network-powered fraud protection | Plaid Effects 2024 product deep dive

1033 compliance made simpler | Plaid Effects 2024 product deep dive

Plaid’s annual report on the most important consumer trends shaping digital finance

Fintech effect 2023

How lenders are incorporating cash flow data into their existing credit models

Lending smarter with cash flow data ft. SoFi & Oportun

A discussion on the biggest takeaways from this year's Fintech Effect report and what fintechs need to do to get ahead of the latest trends

The Fintech Effect tech talk 2023

Hear what 400 lending professionals and 2,000 borrowers have to say about the next era of lending

Lending report: Cash flow data is going mainstream

Learn how financial institutions are tackling the challenges of digital transformation and implementing the technologies driving it.

Plaid x YouLend: A tech-driven approach to embedded lending

From ACH to RTP to FedNow, the world is moving towards faster payments. What does this mean for your business? 

Plaid x Nacha: Navigate the multi-rail universe--is your business ready?

Discover why 7,000+ companies choose Plaid to boost conversion, build best-in-class user experiences, and fight fraud.

Powered by Plaid eBook

Verify customers in seconds to prevent fraud while complying with FINTRAC guidelines

Navigate FINTRAC with Plaid Identity Verification

How to harness your transaction data to unlock actionable customer insights

Unlock the future of banking personalization to win and retain customers

Protect your business while creating a user experience that keeps people coming back—without breaking the bank

Tearsheet: The best of both worlds: How to lower fraud and drive growth for less

Fortify your verification and anti-fraud strategy

Strengthen your ID verification & anti-fraud stack

Actionable strategies to boost your profits, even in uncertain times

Plaid Fintech spotlight 2023

Prevent fraud, win users, and protect your bottom line

Guide to calculating the value of identity verification

Help customers go from opening an account to completing successful ACH transactions 

Onboard more customers with frictionless account validation

Plaid named a Leader by Forrester New Wave™ for the second year in a row

The Forrester Wave: Open banking intermediaries 2023

From digital banking to investing, open finance enables people to securely share financial data with the fintech apps they love

MIT Technology review insights: Open finance heralds a new era

Embracing embedded finance can increase revenue as much as two to five times per customer

Intro to embedded finance

Open Banking is closer than ever to becoming a reality in Canada.

Roundtable: What's next for Open Banking in Canada

How industry leaders like Betterment are using technology to drive a sticky user experience

How to build an investment platform customers love

Learn how Plaid Identity Verification and Monitor can help you do more with less

How to minimize fraud risk and maximize customer acquisition

Open finance can build a safer ecosystem through partnership and collaboration

Advancing consumer privacy in the era of digital finance

How to add ACH to your platform and reduce losses and risks

Modern guide to ACH

What's next for digital financial services?

2023 fintech predictions with Plaid

Find out why Liminal gave Plaid the highest overall product score amongst KYC and anti-fraud solutions providers

Liminal: Account opening in financial services Link Index

How to offer personalized insights and recommendations, leading to higher engagement

Transform messy transaction data into clean, personalized insights

Find out how leading companies are using new payment methods to boost customer engagement and build lasting brand loyalty