Account type
  • Loan
  • Credit
  • Depository
  • Investment
  • Other
Supported Plaid products
  • Assets
  • Auth
  • Balance
  • Transactions
  • Investments
Geography
  • US
Made for developers, by developers

Plaid provides developers with the tools they need to help users make the most of their finances. We power over 8,000 apps and services worldwide, as well as connect to over 12,000 banks and financial institutions across the US, Canada, the UK, and Europe.

From personal and business financial management or banking, to consumer payments, lending, and investments, Plaid enables a wide range of use cases

How it works

Plaid helps users safely connect their Empower Federal Credit Union accounts to your app or service in a matter of seconds, thanks in part to an information security program that’s designed to meet or exceed industry standards. And because every Plaid product is built with control, security, and transparency in mind, users can easily manage their Plaid connections at any time.

Supported Plaid products include Assets, Auth and Balance. This means you can focus on what you do best: empowering your users to lead better financial lives.

Expansive data integration

Plaid supports Empower Federal Credit Union with data connectivity solutions

Set up frictionless payments

Move money with RTP, ACH, Wire, Check, and Virtual Card

Easy integration

Ease of integration with our endpoints

Sample product data

The /asset_report/get or /asset_report/pdf/get endpoints allow you to retrieve a consolidated summary of account balances and transactions in JSON or PDF formats

1http code 200
2{
3  "report": {
4    "asset_report_id": "c5b638f9-02b8-45c6-9093-552195149b0c",
5    "client_report_id": "123456",
6    "date_generated": "2018-04-12T03:32:11Z",
7    "days_requested": 730,
8    "items": [
9      {
10        "accounts": [
11          {
12            "account_id": "jW4r4QvdeXcAZNj8J3Dni68DqxQ3laHZwGyBD",
13            "balances": {
14              "available": 100,
15              "current": 110
16            },
17            "days_available": 730,
18            "historical_balances": [
19              {
20                "current": 110,
21                "date": "2018-04-12",
22                "iso_currency_code": "USD",
23                "unofficial_currency_code": null
24              },
25              {
26                "current": 110,
27                "date": "2018-04-11",
28                "iso_currency_code": "USD",
29                "unofficial_currency_code": null
30              },
31              {
32                "current": 110,
33                "date": "2018-04-10",
34                "iso_currency_code": "USD",
35                "unofficial_currency_code": null
36              },
37              ...
38            ],
39            "mask": "0000",
40            "name": "Plaid Checking",
41            "official_name": "Plaid Gold Standard 0% Interest Checking",
42            "owners": [
43              {
44                "addresses": [
45                  {
46                    "data": {
47                      "city": "Malakoff",
48                      "region": "NY",
49                      "street": "2992 Cameron Road",
50                      "postal_code": "14236",
51                      "country": "US"
52                    },
53                    "primary": true
54                  },
55                  {
56                    "data": {
57                      "city": "San Matias",
58                      "region": "CA",
59                      "street": "2493 Leisure Lane",
60                      "postal_code": "93405-2255",
61                      "country": "US"
62                    },
63                    "primary": false
64                  }
65                ],
66                "emails": [
67                  {
68                    "data": "accountholder0@example.com",
69                    "primary": true,
70                    "type": "primary"
71                  },
72                  {
73                    "data": "accountholder1@example.com",
74                    "primary": false,
75                    "type": "secondary"
76                  },
77                  {
78                    "data": "extraordinarily.long.email.username.123456@reallylonghostname.com",
79                    "primary": false,
80                    "type": "other"
81                  }
82                ],
83                "names": [
84                  "Alberta Bobbeth Charleson"
85                ],
86                "phone_numbers": [
87                  {
88                    "data": "1112223333",
89                    "primary": false,
90                    "type": "home"
91                  },
92                  {
93                    "data": "1112224444",
94                    "primary": false,
95                    "type": "work"
96                  },
97                  {
98                    "data": "1112225555",
99                    "primary": false,
100                    "type": "mobile1"
101                  }
102                ]
103              }
104            ],
105            "subtype": "checking",
106            "transactions": [
107              ...
108              {
109                "account_id": "jW4r4QvdeXcAZNj8J3Dni68DqxQ3laHZwGyBD",
110                "amount": -500,
111                "date": "2018-03-25",
112                "original_description": "United Airlines  REFUND ",
113                "pending": false,
114                "transaction_id": "wPkQknvpz9HV8bPK465rC6GnyrnlrXCMr9vgm",
115                "iso_currency_code": "USD",
116                "unofficial_currency_code": null
117              },
118              {
119                "account_id": "jW4r4QvdeXcAZNj8J3Dni68DqxQ3laHZwGyBD",
120                "amount": 5.4,
121                "date": "2018-03-27",
122                "original_description": "Uber 063015 SFPOOL",
123                "pending": false,
124                "transaction_id": "GM4K4LJqGBu5g8yqjkQJuVnry6rz6zh8Qwkv9",
125                "iso_currency_code": "USD",
126                "unofficial_currency_code": null
127              },
128              {
129                "account_id": "jW4r4QvdeXcAZNj8J3Dni68DqxQ3laHZwGyBD",
130                "amount": 6.33,
131                "date": "2018-04-09",
132                "original_description": "Uber 072515 SFPOOL",
133                "pending": false,
134                "transaction_id": "DekykZJWrjf5g7kjRaLvceLZb4avg5CVBDGz5x",
135                "iso_currency_code": "USD",
136                "unofficial_currency_code": null
137              }
138            ],
139            "type": "depository"
140          },
141          {
142            "account_id": "V3EkERBQXGF5z6Jb9NDkupNeoy1b81cjpWVDe",
143            "balances": {
144              "available": 200,
145              "current": 210
146            },
147            "days_available": 730,
148            "historical_balances": [
149              {
150                "current": 210,
151                "date": "2018-04-12",
152                "iso_currency_code": "USD",
153                "unofficial_currency_code": null
154              },
155              {
156                "current": 210,
157                "date": "2018-04-11",
158                "iso_currency_code": "USD",
159                "unofficial_currency_code": null
160              },
161              {
162                "current": 210,
163                "date": "2018-04-10",
164                "iso_currency_code": "USD",
165                "unofficial_currency_code": null
166              },
167              ...
168            ],
169            "mask": "1111",
170            "name": "Plaid Saving",
171            "official_name": "Plaid Silver Standard 0.1% Interest Saving",
172            "owners": [
173              {
174                "addresses": [
175                  {
176                    "data": {
177                      "city": "Malakoff",
178                      "region": "NY",
179                      "street": "2992 Cameron Road",
180                      "postal_code": "14236",
181                      "country": "US"
182                    },
183                    "primary": true
184                  },
185                  {
186                    "data": {
187                      "city": "San Matias",
188                      "region": "CA",
189                      "street": "2493 Leisure Lane",
190                      "postal_code": "93405-2255",
191                      "country": "US"
192                    },
193                    "primary": false
194                  }
195                ],
196                "emails": [
197                  {
198                    "data": "accountholder0@example.com",
199                    "primary": true,
200                    "type": "primary"
201                  },
202                  {
203                    "data": "accountholder1@example.com",
204                    "primary": false,
205                    "type": "secondary"
206                  },
207                  {
208                    "data": "extraordinarily.long.email.username.123456@reallylonghostname.com",
209                    "primary": false,
210                    "type": "other"
211                  }
212                ],
213                "names": [
214                  "Alberta Bobbeth Charleson"
215                ],
216                "phone_numbers": [
217                  {
218                    "data": "1112223333",
219                    "primary": false,
220                    "type": "home"
221                  },
222                  {
223                    "data": "1112224444",
224                    "primary": false,
225                    "type": "work"
226                  },
227                  {
228                    "data": "1112225555",
229                    "primary": false,
230                    "type": "mobile1"
231                  }
232                ]
233              }
234            ],
235            "subtype": "savings",
236            "transactions": [
237              ...
238              {
239                "account_id": "V3EkERBQXGF5z6Jb9NDkupNeoy1b81cjpWVDe",
240                "amount": 25,
241                "date": "2018-02-25",
242                "original_description": "CREDIT CARD 3333 PAYMENT //",
243                "pending": false,
244                "transaction_id": "LkexeEJ3Ryf5Vw3evRMMIXlLjkRkawIdzm6Ak",
245                "iso_currency_code": "USD",
246                "unofficial_currency_code": null
247              },
248              {
249                "account_id": "V3EkERBQXGF5z6Jb9NDkupNeoy1b81cjpWVDe",
250                "amount": -4.22,
251                "date": "2018-03-22",
252                "original_description": "INTRST PYMNT",
253                "pending": false,
254                "transaction_id": "y7EJEmwgazsjJDVdMZ3QSQBKpaKnQzSjElP71M",
255                "iso_currency_code": "USD",
256                "unofficial_currency_code": null
257              },
258              {
259                "account_id": "V3EkERBQXGF5z6Jb9NDkupNeoy1b81cjpWVDe",
260                "amount": 25,
261                "date": "2018-03-27",
262                "original_description": "CREDIT CARD 3333 PAYMENT //",
263                "pending": false,
264                "transaction_id": "dLz7z41KlaSWLbmJqpxXiaqPgJPbn5IgMwymJ",
265                "iso_currency_code": "USD",
266                "unofficial_currency_code": null
267              }
268            ],
269            "type": "depository"
270          },
271          {
272            "account_id": "4RWyWq143jIEm7BaqJNKCQyG9Ndnv5iJaENyV",
273            "balances": {
274              "available": null,
275              "current": 5000
276            },
277            "days_available": 730,
278            "historical_balances": [
279              {
280                "current": 5000,
281                "date": "2018-04-12",
282                "iso_currency_code": "USD",
283                "unofficial_currency_code": null
284              },
285              {
286                "current": 1000,
287                "date": "2018-04-11",
288                "iso_currency_code": "USD",
289                "unofficial_currency_code": null
290              },
291              {
292                "current": 1000,
293                "date": "2018-04-10",
294                "iso_currency_code": "USD",
295                "unofficial_currency_code": null
296              },
297              ...
298            ],
299            "mask": "2222",
300            "name": "Plaid CD",
301            "official_name": "Plaid Bronze Standard 0.2% Interest CD",
302            "owners": [
303              {
304                "addresses": [
305                  {
306                    "data": {
307                      "city": "Malakoff",
308                      "region": "NY",
309                      "street": "2992 Cameron Road",
310                      "postal_code": "14236",
311                      "country": "US"
312                    },
313                    "primary": true
314                  },
315                  {
316                    "data": {
317                      "city": "San Matias",
318                      "region": "CA",
319                      "street": "2493 Leisure Lane",
320                      "postal_code": "93405-2255",
321                      "country": "US"
322                    },
323                    "primary": false
324                  }
325                ],
326                "emails": [
327                  {
328                    "data": "accountholder0@example.com",
329                    "primary": true,
330                    "type": "primary"
331                  },
332                  {
333                    "data": "accountholder1@example.com",
334                    "primary": false,
335                    "type": "secondary"
336                  },
337                  {
338                    "data": "extraordinarily.long.email.username.123456@reallylonghostname.com",
339                    "primary": false,
340                    "type": "other"
341                  }
342                ],
343                "names": [
344                  "Alberta Bobbeth Charleson"
345                ],
346                "phone_numbers": [
347                  {
348                    "data": "1112223333",
349                    "primary": false,
350                    "type": "home"
351                  },
352                  {
353                    "data": "1112224444",
354                    "primary": false,
355                    "type": "work"
356                  },
357                  {
358                    "data": "1112225555",
359                    "primary": false,
360                    "type": "mobile1"
361                  }
362                ]
363              }
364            ],
365            "subtype": "cd",
366            "transactions": [
367              ...
368              {
369                "account_id": "4RWyWq143jIEm7BaqJNKCQyG9Ndnv5iJaENyV",
370                "amount": 1000,
371                "date": "2018-01-25",
372                "original_description": "CD DEPOSIT .INITIAL.",
373                "pending": false,
374                "transaction_id": "M8QdQWJx1GS51ZymxjNNILQ7GwjwG1I3qr3RwX",
375                "iso_currency_code": "USD",
376                "unofficial_currency_code": null
377              },
378              {
379                "account_id": "4RWyWq143jIEm7BaqJNKCQyG9Ndnv5iJaENyV",
380                "amount": 1000,
381                "date": "2018-02-24",
382                "original_description": "CD DEPOSIT .INITIAL.",
383                "pending": false,
384                "transaction_id": "q3Z4ZgvempFnljLVzqxxhPQ3we7eW9sdJy5jP",
385                "iso_currency_code": "USD",
386                "unofficial_currency_code": null
387              },
388              {
389                "account_id": "4RWyWq143jIEm7BaqJNKCQyG9Ndnv5iJaENyV",
390                "amount": 1000,
391                "date": "2018-03-26",
392                "original_description": "CD DEPOSIT .INITIAL.",
393                "pending": false,
394                "transaction_id": "aZqNqxQAEyHvboB8jazrsbPWNwW6WxU8zRj5kw",
395                "iso_currency_code": "USD",
396                "unofficial_currency_code": null
397              }
398            ],
399            "type": "depository"
400          }
401        ],
402        "date_last_updated": "2018-04-12T03:32:10Z",
403        "institution_id": "ins_109511",
404        "institution_name": "Tartan Bank",
405        "item_id": "zeWoWyv84xfkGg1w4ox5iQy5k6j75xu8QXMEm"
406      }
407    ],
408    "user": {
409      "client_user_id": "123456789",
410      "email": "accountholder0@example.com",
411      "first_name": "Alberta",
412      "last_name": "Charleson",
413      "middle_name": "Bobbeth",
414      "phone_number": "111-222-3333",
415      "ssn": "123-45-6789"
416    }
417  },
418  "request_id": "pdwYD",
419  "warnings": []
420}
421
>8,000

Plaid powers over 8,000 financial apps and services around the world.

>12,000

Plaid connects to over 12,000 financial institutions in the US, Canada, the UK, and Europe.

>40,000

40,000+ developers are currently building or starting to build with Plaid.

ADDITIONAL SUPPORTED INSTITUTIONS

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Access Bank - Personal

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