
One stop solution
Your users choose how they verify their income and employment. Use our solution in a waterfall approach or as a way to provide your users more options.
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Payroll Income gives you access to consumer-permissioned payroll income and employment data. Users connect to their employer or payroll provider account to verify their income and employment within seconds. Plaid automatically verifies their income and employment straight from the source.
Document Income lets users upload their pay stub, W2 & other tax forms and Plaid returns the uploaded document and a structured JSON.
The underwriting flow can be different for every financial institution. Plaid brings security, and flexibility to the user verification process. Use our solutions individually, in a waterfall, as a fallback, or as a way to give your users options.
Your users choose how they verify their income and employment. Use our solution in a waterfall approach or as a way to provide your users more options.
With a simple UI embedded into your app or website, your users can quickly verify their income and employment.
Verification is available to users with an account from the largest payroll and gig platforms including ADP, Paycor, Zenefits, DoorDash, Postmates, and more.
Get more reliable, secure, and up-to-date income and employment information compared with self-reported user data.
Plaid supports over 250,000 employers. Get access to consumer-permissioned payroll income data with Plaid’s Payroll Income product. For faster account connectivity, users can search by their employer in Link. Plaid matches them to the payroll platform used by the employer and automatically verifies their income and employment.
Contact us to request access to our free pilot