CUSTOMER PODCAST: LendingClub

Rethinking credit underwriting as 
a system

LendingClub joins Plaid and Fintech Takes host, Alex Johnson, to discuss the new era of lending.

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Lending is entering a new era

One where underwriting can no longer rely on a single decision or fixed rules.

In this conversation, Plaid Credit Product Lead Michelle Young joins LendingClub’s (soon to be Happen Bank’s) Chief Consumer Credit Officer Kiran Aware and Fintech Takes host Alex Johnson to discuss:

  • The growing role of consumer-permissioned data

  • The tradeoffs lenders navigate across the credit lifecycle

  • How AI could make underwriting more dynamic over time

Lending is entering a new era

One where underwriting can no longer rely on a single decision or fixed rules.

In this conversation, Plaid Credit Product Lead Michelle Young joins LendingClub’s (soon to be Happen Bank’s) Chief Consumer Credit Officer Kiran Aware and Fintech Takes host Alex Johnson to discuss:

  • The growing role of consumer-permissioned data

  • The tradeoffs lenders navigate across the credit lifecycle

  • How AI could make underwriting more dynamic over time

Hear what the experts have to say

Watch now