Shareholder Letter

Plaid’s 2025 annual letter

Plaid’s 2025 annual shareholder letter highlights a pivotal year—record adoption, AI-powered fraud prevention, and the expansion of bank payments and alternative credit data solutions.

In our second annual letter, we reflect on the state of digital finance and how Plaid is powering more of the financial ecosystem across the US, Canada, the UK, and Europe.

More than 1 in 2 people with a US bank account have used Plaid. We share how our expanded product suite across fraud prevention, alternative credit data, and bank payments is helping build a network-powered era of intelligent finance.