• OverviewExplore payments solutions
      • Pay By BankInstant bank payments
      • Recurring PaymentsEnable your users to make flexible recurring payments
      • PayoutsSeamless payouts within your app
      • OverviewExplore credit underwriting insights solutions
      • Transactions2 years of categorised transaction data
      • AssetsPoint-in-time snapshots of users' finances
      • Loan DisbursementInstant bank-account loan payouts
      • Loan RepaymentsFaster VRP loan collections
      • LinkIndustry-leading bank connections for 12,000+ institutions
      • AuthVerified account and routing numbers
      • Identity VerificationGlobal KYC and anti-fraud
      • IdentityBank account-holder information
      • MonitorAML and PEP screening
      • OverviewExplore personal finance insights solutions
      • Transactions for financial managementDetailed transaction insights
    • Lending & underwriting
    • Payments
    • Recurring payments
    • Property management
    • Banking & wealth
    • Crypto
    • iGaming
    • Personal finance management
    • Business financial management
    • Quickstart
    • API documentation
    • Libraries
    • GitHub
      • Customer stories
      • Global coverage
      • Blog
      • Company
      • Contact
      • What is Plaid
      • Safety
      • How we handle data
      • Legal
  • Pricing
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products

Payment Initiation

Transactions

Auth

Balance

Identity

−Assets
services
Unlimited Sandbox test API calls
200 live API calls per product
−Premium support
−Account management
−Integration assistance
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Payment Initiation

Transactions

Auth

Balance

Identity

Assets

Unlimited Sandbox test API calls
Unlimited live API calls
Premium support
Account management
Integration assistance

Products

  • Auth
  • Link
  • Payouts
  • Identity Verification
  • Variable Recurring Payments
  • Transactions
  • Balance
  • Assets
  • Monitor
  • Identity

Use cases

  • Personal financial management
  • Credit
  • Payments
  • Business finances
  • iGaming
  • Property management

Resources

  • Pricing
  • Customer stories
  • Global coverage
  • Company
  • Blog
  • Contact
  • Careers
  • Safety
  • How we handle data
  • Legal

Developers

  • Quickstart
  • API documentation
  • Libraries
  • GitHub
© 2026 Plaid Inc.

Plaid B.V. is registered in the Netherlands with the Dutch Chamber of Commerce under number 74716603, is authorised and supervised by De Nederlandsche Bank (DNB) under registration number R179714, and with the Legal Identifier number (LEI) 7245006VF0O83RBSW372.

Plaid Financial Limited is a company incorporated in England and Wales under company number 11103959, authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 804718.

Each entity provides regulated open banking services, including Account Information Services (AIS) and/or Payment Initiation Services (PIS), under the EU Payment Services Directive (PSD2). Funds are not held by either entity and are not covered by the FSCS or Dutch Deposit Guarantee Scheme.