product features
Comprehensive data

Retrieve up to two years of transaction data, including merchant and category information

Continuous transaction updates

Stay up-to-date by receiving notifications via a webhook whenever there are new transactions associated with linked accounts

Open Banking/PSD2 integrations

Plaid’s integrations are Open Banking and PSD2 compliant, delivering secure and reliable access to the UK and European financial ecosystems

Continuous stream of transaction updates

Stay up-to-date by receiving notifications via a webhook whenever there are new transactions associated with linked accounts


Personal finances

Help users improve their financial health with categorised transactions

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Business finances

Make it easy for everyone to manage business finances

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Lending

A faster, more secure way to assess a borrower’s bank transactions, income and expenses

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Banking and wealth

Make it easy for people to interact with their bank accounts and investments

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We could have spent years building a data solution that wouldn’t have come close to what Plaid provides.
Daniel Whiffing, Technical Lead at DropSee the full case study