product features
Snapshot of a user’s finances

Retrieve a consolidated summary showing account balances, historical transactions, and account holder identity information

Transaction insights

Review clean transaction data that includes category and merchant name—data is standardised across institutions

Open Banking/PSD2 integrations

Plaid’s integrations are Open Banking and PSD2 compliant, delivering secure and reliable access to the UK and European financial ecosystems

Consumer transparency and control

Users can review their financial data before choosing to share it with developers, lenders and other third parties

The Assets product provides OppLoans with reliable, high-quality bank data, which makes integrating it into our underwriting process very smooth.
Dave Kamedulski, VP of Product at OppLoans