Consumer transparency and control
Users can review their financial data before choosing to share it with developers, lenders and other third parties
Verify borrowers’ assets
product features
Snapshot of a user’s finances
Retrieve a consolidated summary showing account balances, historical transactions, and account holder identity information
Transaction insights
Review clean transaction data that includes category and merchant name—data is standardised across institutions
Open Banking/PSD2 integrations
Plaid’s integrations are Open Banking and PSD2 compliant, delivering secure and reliable access to the UK and European financial ecosystems
The Assets product provides OppLoans with reliable, high-quality bank data, which makes integrating it into our underwriting process very smooth.