product features
Real-time data

Verify real-time account balances

Open Banking/PSD2 integrations

Plaid’s integrations are Open Banking and PSD2 compliant, delivering secure and reliable access to the UK and European financial ecosystems.

Make a Balance request

Use the Balance endpoint to submit a POST request

available

The amount of funds available to be withdrawn from an account

current

The total amount of funds in the account

Retrieve Balance request

curl -X POST https://sandbox.plaid.com/balance/get \
-H 'Content-Type: application/json' \
-d '{
  "client_id": String,
  "secret": String,
  "access_token": String
}'

Run

Make a Balance request

Use the Balance endpoint to submit a POST request

Retrieve Balance request

curl -X POST https://sandbox.plaid.com/balance/get \
-H 'Content-Type: application/json' \
-d '{
  "client_id": String,
  "secret": String,
  "access_token": String
}'

Real-time Balance data

The /accounts/balance/get endpoint returns the real-time balance for linked accounts

Retrieve Balance response

http code 200
{
  "accounts": [{
     "account_id": "QKKzevvp33HxPWpoqn6rI13BxW4awNSjnw4xv",
     "balances": {
       "available": 100,
       "current": 110,
       "limit": null,
       "iso_currency_code": "GBP",
       "unofficial_currency_code": null
     },
     "mask": "0000",
     "name": "Plaid Current Account",
     "official_name": "Plaid Gold Current Account",
     "subtype": "checking",
     "type": "depository"
  }],
  "item": {object},
  "request_id": "m8MDnv9okwxFNBV"
}

available

The amount of funds available to be withdrawn from an account

current

The total amount of funds in the account