Plaid helps you safely connect your financial accounts to the apps and services you love.
We were founded on the principle that you have a right to your financial information — you should get to decide where, how, and with whom it’s shared. That’s why every Plaid product is built with control, security, and transparency in mind.
Your financial information belongs to you — you should control where it lives and how it's used. This belief is key to everything we do at Plaid, and our products are designed to make it a reality.
We build tools that let you control how you share your financial information.
Your financial information is both personal and powerful — that’s why security is one of the first things we think about when designing our products, policies, and practices.
Our information security program is designed to meet or exceed industry standards, and we use many different controls to keep your personal information safe.
Plaid is certified in internationally-recognized security standards, like ISO 27001, ISO 27701, and is SSAE18 SOC 2 compliant.
When you use Plaid to connect a bank account to an app, we help keep your data safe and private with best-in-class encryption protocols like the Advanced Encryption Standard (AES 256) and Transport Layer Security (TLS).
To help ensure a secure account connection, Plaid built its own multi-factor authentication (MFA) in case your financial institution doesn’t offer one. With Plaid’s MFA as a backup, almost all logins feature this extra security step.
We use modern cloud technologies to host the Plaid API. By using cloud infrastructure, we’re able to leverage years of safety enhancements to better protect data.
Robust safety monitoring, automated alerts, and a 24/7 on-call team helps Plaid quickly respond to and resolve any potential issues, so you can be confident your private information is secure.
Some of the most trusted security researchers, app developers, and financial institutions regularly audit Plaid's API and security controls. And our bug bounty program makes sure anyone, anywhere can help make our systems safe.
We share our security practices and technologies with our partners to make sure we’re moving toward a more secure digital financial ecosystem together. And we continuously work with fintech companies and banks to push the entire industry forward.
We understand that when you use Plaid, you’re entrusting us with some of the most valuable and private information in your life. We work hard to make it clear when an app or service is using Plaid, and we'll always communicate how we protect your data.
Our goal is to make our policies, our practices, and our role in the account connection process transparent and easy to understand.
