Crypto wallet account funding and top ups

Enable instant account funding for crypto fiat wallets at a fraction of the cost. Interested in speaking with someone from our team to learn more?

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Our customers

How Plaid can help

Given the growing number of crypto traders and current market volatility, crypto companies increasingly need a cost-effective, streamlined method for users to fund and top up their accounts. With Plaid’s Payment Initiation, users can seamlessly and securely initiate payments to their crypto fiat wallets in an instant—at a fraction of the cost.

Payment Initiation Features
Instantly fund and top up accounts

Leverage U.K. Faster Payments rails for instant payments that settle to your GBP account in seconds, letting users trade with funds faster

Reduce costs

Reduce hefty costs from cards and acquirers with fixed-fee Open Banking payments

Fight fraud

Users authenticate directly with their bank via secure Open Banking integrations, eliminating card and direct debit chargebacks

Improve UX/conversion

Seamlessly initiate payments within your app or website with Plaid’s range of SDKs & integration options, improving your user experience and preventing drop-off from manual bank transfers

Offer flexible payment types

Enable users to initiate one-time top ups, or schedule standing orders for recurring deposits (e.g., after they receive their paycheck)

Verify payment status

Plaid’s settlement infrastructure makes reconciliation simple