product features
Verify user identities using bank data

Retrieve the full name on the account—data can be used to complement KYC procedures

Open Banking/PSD2 integrations

Plaid’s integrations are Open Banking and PSD2 compliant, delivering secure and reliable access to the UK and European financial ecosystem

Make an Identity request

Use the Identity endpoint to submit a POST request

names

A list of names associated with the account(s)

Retrieve Identity request

curl -X POST https://sandbox.plaid.com/identity/get \
-H 'Content-Type: application/json' \
-d '{
  "client_id": String,
  "secret": String,
  "access_token": String
}'

Run

Make an Identity request

Use the Identity endpoint to submit a POST request

Retrieve Identity request

curl -X POST https://sandbox.plaid.com/identity/get \
-H 'Content-Type: application/json' \
-d '{
  "client_id": String,
  "secret": String,
  "access_token": String
}'

Identity data straight from the source

The /identity/get endpoint allows you to retrieve account holder information on file with the financial institution

Retrieve Identity response

http code 200
{
  "accounts": [
    {
      ...,
      "owners": [
        {
          "addresses": [
            {
              "data": {
                "city": "null",
                "region": "null",
                "street": "null",
                "postal_code": "null",
                "country": "null"
              },
              "primary": true
            },
            {
              "data": {
                "city": "null",
                "region": "null",
                "street": "null",
                "postal_code": "null",
                "country": "null"
              },
              "primary": false
            }
          ],
          "emails": [
            {
              "data": "null",
              "primary": true,
              "type": "primary"
            }
          ],
          "names": [
            "Jack Thomas Smith"
          ],
          "phone_numbers": [{
            "primary": true,
            "type": "null",
            "data": "null"
          }]
        }
      ]
    }
  ],
  "item": {object},
  "request_id": "m8MDnv9okwxFNBV"
}

names

A list of names associated with the account(s)

50%

50% reduction in customer service queries