Our Payment Initiation (PIS) technology powers:
One-off or recurring payments into accounts, like bank transfers, standing orders, and variable recurring payments.
One-off or recurring payments out of accounts, like withdrawals and refunds.
We offer these as standalone services. But they work at their best with our account information services (AIS), like KYC (Know Your Customer) and real-time balance checks.
Improve your user experience and conversion with Plaid’s range of SDKs and integration options, and by removing drop-off from manual bank transfers
Reduce hefty costs from cards and acquirers with fixed-fee Open Banking payments
Users authenticate directly with their bank via secure Open Banking integrations, eliminating card and direct debit chargebacks
Enable users to initiate one-time top ups, or schedule standing orders for recurring deposits (e.g., after they receive their paycheck)
Leverage U.K. Faster Payments rails for instant payments that settle to your account in seconds
Payment confirmation notifies you when payments are received in your merchant account so you can ship goods and services with peace of mind.
By creating your payments journey with us, your customers have an easy, reliable experience. We lead them through a simple process, then they see their payment go through right away. They can trust you from their very first payment.
Plaid Link is the fastest way to get started, is optimised for conversion, and used by thousands of users every day. It’s constantly updated, so you get the benefits of the full Plaid platform in your UX.
With Modular Link, customers can customise elements of account connection flow by selecting from our prebuilt modules and SDKs. For customers with a PISP license, we also offer a whitelabeled option for full user-interface control.
