Errors of type RATE_LIMIT_EXCEEDED will occur when the rate limit for a particular endpoint has been exceeded. Default rate limit thresholds for some of the most commonly rate-limited endpoints are shown below. Note that these tables are not an exhaustive listing of all Plaid rate limits or rate-limited endpoints, that some users may experience different rate limit thresholds from those shown, and that rate limits are subject to change at any time.
Too many requests were made in a short period of time. Requests to /accounts/get in Production and Development environments are rate limited at a maximum of 15 requests per Item per minute and 15,000 per client per minute. In the Sandbox, they are are limited at a maximum of 100 per Item per minute and 5,000 per client per minute.
You attempted to add more Items than currently allowed in the Development environment. The default number of Items allowed in the Development environment can be either 0 or 5, and requesting Development access can increase this number to 100.
Note that active Items are counted differently in Development than in Production. Unlike in Production, an Item in Development is counted toward the Item limit as soon as you obtain a public_token for it, and remains counted even if the access_token is removed.
Too many requests were made in a short period of time. Requests to /auth/get in Production and Development environments are rate limited at a maximum of 15 requests per Item per minute and 12,000 per client per minute. In the Sandbox, they are rate limited at a maximum of 100 requests per Item per minute and 500 requests per client per minute.
Too many requests were made in a short period of time. Requests to /account/balance/get in Production and Development environments are rate limited at a maximum of 5 requests per Item per minute and 1,200 per client per minute. In the Sandbox environment, they are rate limited at a maximum of 25 requests per Item per minute and 100 requests per client per minute.
Too many requests were made in a short period of time. Requests to /identity/get in Production and Development environments are rate limited at a maximum of 15 requests per Item per minute and 2,000 per client per minute. In the Sandbox environment, they are rate limited at a maximum of 100 requests per Item per minute and 1,000 requests per client per minute.
Too many requests were made in a short period of time. Requests to /institutions/get in Production and Development environments are rate limited at a maximum of 25 per client per minute. In the Sandbox environment, they are rate limited at a maximum of 10 requests per client per minute.
Too many requests were made in a short period of time. Requests to /institutions/get_by_id are rate limited at a maximum of 400 requests per client per minute.
Too many requests were made in a short period of time. Requests to /investments/holdings/get in Production and Development environments are rate limited at a maximum of 15 requests per Item per minute and 2,000 per client per minute. In the Sandbox environment, they are rate limited at a maximum of 100 requests per Item per minute and 1,000 requests per client per minute.
Too many requests were made in a short period of time. Requests to /investments/transactions/get in Production and Development environments are rate limited at a maximum of 30 requests per Item per minute and 20,000 per client per minute. In the Sandbox environment, they are rate limited at a maximum of 100 requests per Item per minute and 1,000 requests per client per minute.
Too many requests were made in a short period of time. Requests to /item/get in Production and Development environments are rate limited at a maximum of 15 requests per Item per minute and 5,000 per client per minute. In the Sandbox environment, they are rate limited at a maximum of 40 requests per Item per minute and 5,000 requests per client per minute.
Too many requests were made in a short period of time.
Sandbox credentials (the username user_good or user_custom) were used to attempt to log in to Production or Development. Because using these credentials in a live environment is a common misconfiguration, they are frequently subject to rate limiting in those environments.
Too many requests were made in a short period of time. Requests to /transactions/get and /transactions/sync in Production and Development environments are rate limited at a maximum of 30 requests per Item per minute and 20,000 per client per minute. In the Sandbox environment, they are rate limited at a maximum of 80 requests per Item per minute and 1,000 requests per client per minute.